

I've got a girlfriend who stays in some female relationship drama. It's like, every six months, I can almost set my watch on receiving an email full of expletives or a phone call that starts off with a deep long sigh followed by a 15-minute rant about how she and a woman in her life 1) have had a colossal misunderstanding; 2) both feel totally taken for granted by one another; 3) were close but now are two steps away from being enemies or 4) were working together on something that will probably never see the light of day.
Before going deeper, let me just say that I don't care if it's a mom and daughter, two sisters, a couple of female roommates or two women who are besties—although there is nothing more beautiful and supernatural than two women who are in relationship with one another, in many ways, there's also nothing more challenging either. Women are strong. Women are intuitive. Women are creative. Let's be honest, we also feel things very deeply and that can oftentimes cause us to take things very personally. All of these things combined can sometimes cause the perfect storm when we choose to form a business alliance with another woman (or women).
Even though what I just said should be duly noted and sistah-girl partnerships certainly pose a few risks, that doesn't mean we shouldn't explore them (even if we've been burned before). We simply need to go into them with our eyes wide open, some boundaries set and with mutual understandings put into place. I believe that if all of us do the following six things, we can very much so shake some things up in the business world, along with some of the women we know, without it turning into a Lifetime movie or World War III.
Put a Written Plan into Place
When one of my friends and I agree to meet up for dinner or a movie and one of us cancels at the last minute, while it's inconvenient, it's not earth-shattering or anything. All we're doing is trying to get some quality time in together. No (real) biggie. But when I was writing content for a Black female greeting card owner back in the day, although things were super-amicable between us, if I missed a deadline, it was an issue. It cost her money with her printer and sometimes affected sales. Problem is, sometimes things got lost in translation because while we would verbally discuss what needed to be done, since nothing was in writing, sometimes details would slip through the cracks.
The main takeaway I took from all of that is while with friends, it's fine to take them at their word, because a professional partnership usually has money on the line, it's always a good idea to get things down on paper.
I'll take it a step further and say that anyone who has a problem with some sort of written agreement or contract should be someone you're hesitant to do business with in the first place.
Putting plans in writing is beneficial in a lot of ways. It holds both people accountable. It prevents conversations from being taken out of context or misconstrued. It also helps you both remain focused and progressive when it comes to achieving your goals. Plus, should you decide to bring the partnership to a close at some point, everyone is crystal clear on what that means and requires. Getting things down in black and white avoids the messiness of grey areas.
Have Realistic Expectations—Personally and Professionally
There's someone I had an unofficial partnership with once upon a time. Already, that "unofficial" part was an issue. SMH. Anyway, it basically consisted of being an unofficial model for her and her being an unofficial photographer for me. That meant when she needed a guinea pig or even just a subject for some photos, I made myself available. In exchange, when I needed to use some of the pics that I was in, I could. Usually, I paid very little for her photo time too.
But as my writing platform started to grow, the photographer began to feel some type of way if I used anyone but her. She felt like if an opportunity came up that would result in her getting a lot of exposure and recognition, it should be a given that she have it (like the cover of my first book, for instance). It's not that I didn't want her to shine (to this day, she's one of my faves); it's that we never discussed that she had sole or even first rights to work with me like that. And sometimes, either I or the publication wanted to try someone else.
What I learned the hard way was because she and I were super cool, that caused her to have "assumed expectations" and that resulted in quite a few bumps in the road. What that taught me, moving forward, is when someone offers to do something for me or if someone even suggests that we should collaborate, I ask what their expectations are out of the gate. What it also taught me is if their expectations don't gel well with my own, rather than grin and bear what they are saying or tell myself that we can deal with it later, that I should say upfront what will work for me and what won't. No apologies either.
Keep Certain Matters Totally Confidential
I can't recall where I first heard what I'm about to say, but once I started to apply it to my life, my social world became a much safer place. The pearl of wisdom was this—"If before you get ready to tell someone something, you have to preface it with 'Don't say anything', that's probably not the individual that you should be telling it to."
In my personal and professional life, I can't tell you the last time I've had to start a sentence off in that way. One reason is because I am a lot more discerning with the information that I share than I used to be. Another reason is because I surround myself with individuals that I can trust. Even through rough patches, I don't have to worry about my business being used as ammo.
A lot of great partnerships between women get real ugly, real quick because intellectual property isn't valued, plans are shared without a mutual agreement that they can be and/or when partnerships come to a close, all of the details of why are divulged.
Just like it's important to get things in writing, it's equally (if not more) imperative that you both discuss how to handle information that is exchanged. Matter of fact, if that needs to be put in writing too, so be it.
Know the Difference Between Being Friends and Being Friendly
If you don't retain anything else in here, please try and keep this at the forefront of your mind. Just because two people get along and have certain things in common, that doesn't automatically make them besties. It takes time, commitment and mutual desire for individuals to evolve into a true friendship. Not only that, but you don't have to make it your life's mission to befriend everyone in the world that you know. Trust me, if you take friendship seriously, you don't have the time or energy to pull off that kind of feat anyway.
Keeping what I just said in mind, there is also no law that says that just because you've got great chemistry with someone and you both decide to do business together that you also need to tell one another your deepest and darkest secrets and babysit each other's kids. I have some great energy with virtually all of the women I work with, but we're not friends so much as we are friendly with another. We treat one another with respect and we get along well, but our interaction is still mostly professional.
A lot of great partnerships have come to a screeching halt because one or both individuals assumed that just because they are a part of one another's professional world that they should also be a part of each other's personal life.
There's a reason why folks are leery about doing business with family members and friends. It can make the boundary lines very blurry. If you're trying to become your business partner's BFF, that's definitely something you should think about—first.
Revisit Things on a Regular Basis
I share, as often as possible, that one of my favorite quotes is, "People change and forget to tell one another." I use it a lot in marriage life coaching sessions. It also applies to business partnerships. Unfortunately, there are a lot of partnerships that blow up, simply because one or both people involved expects the other to be just like they were in the beginning. Or, they think that whatever initial arrangement was made, it should remain that way until they decide they want to do something different.
There are a couple of people in my world who roll their eyes whenever I'm like, "Can we discuss our relationship for a sec?" To them, they're like, "If it ain't broke, don't fix it" while I'm more along the lines of, "If we don't do maintenance on this thing, it will break down over time."
Everything requires maintenance.
So, no matter how great things may be going at the present moment when it comes to your business arrangement, it's healthy, wise and super proactive to hold a meeting, every three months or so, just to see if everything's cool, needs are still being met and there are no feelings that are being suppressed. This brings me to my final suggestion and point.
Be Open, Honest and Real. ALWAYS.
If you ask just about any CEO about what they consider the keys are for a successful business relationship or partnership with someone, I'm willing to bet that their top five would be trust, mutual respect, communication, honesty and being as genuine as possible.
I've heard more than my fair share of horror stories about women who went into business together and then fell all the way out. A top cause of the drama was one or both people either not being total honest about their feelings or needs or one or both people were being passive aggressive in their communication approach.
A partnership only works effectively when both people are benefiting from it. The only way both parties can be sure that they are is if they are real with one another. Respectful, yes. But still very real.
I can't guarantee that if you do all of these things, that there won't be some rough waters from time to time. But what I will say is it will safeguard you from a lot of unnecessary foolishness. That way, you can both focus on making money and making moves. Instead of making full-on drama.
Featured image by Getty Images
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It's kinda wild that, in 2025, my byline will have appeared on this platform for (what?!) seven years. And yeah, when I'm not waxing poetic on here about sex, relationships and then...more sex and relationships, I am working as a certified marriage life coach, helping to birth babies (as a doula) or penning for other places (oftentimes under pen names).
As some of you know, something that I've been "threatening" to do for a few years now is write another book. Welp, October 2024 was the month that I "gave birth" to my third one: 'Inside of Me 2.0: My Story. With a 20-Year Lens'. It's fitting considering I hit a milestone during the same year.
Beyond that, Pumas and lip gloss are still my faves along with sweatshirts and tees that have a pro-Black message on them. I've also started really getting into big ass unique handbags and I'm always gonna have a signature scent that ain't nobody's business but my own.
As far as where to find me, I continue to be MIA on the social media front and I honestly don't know if that will ever change. Still, if you need to hit me up about something *that has nothing to do with pitching on the site (I'm gonna start ignoring those emails because...boundaries)*, hit me up at missnosipho@gmail.com. I'll do what I can. ;)
Love Is The Muse: How Skylar And Temi Built A Creative Life Together
When Temitope Ibisanmi DM’d the word “muse” to Skylar Marshai, he knew he was shooting his romantic shot. He didn’t realize, however, that he was connecting with his future business and creative partner, too.
“I was the boyfriend,” Temi says. “Everybody out there knows, you’re the cameraman at that point.”
Skylar sees things differently. At the time, she was shooting content on her iPhone. Temi came into the picture with a new perspective, an understanding of tech, and, eventually, a camera. “He doesn't give himself enough credit,” Skylar says. “He wasn't just my tripod. He wasn't just standing behind the camera and going ‘click.’ He was giving advice. He was giving me insight to how I could look at things from a different perspective. And I was like, 'Oh, he’s an artist.' I think it was maybe a heartbeat of that kind of energy of like, ‘Baby, can you take this picture?’ And it turned so quickly into, we're partners. We can work together in a way where we're advancing each other's creative thinking.”
The pair often says they’re two sides of the same coin. Skylar is an Aquarius. She attended art school, paints, and loves poetry. She’s more than happy to let the couple’s management firm and agency, Kensington Grey, handle their admin work. And, she loves to sleep in. Temi, on the other hand, wakes up early. He’s a Virgo. He loves a to-do list and regularly checks in on the couple’s brand partnerships spreadsheet to make sure everything is on track.
Because his storytelling was steeped in his love of technology, he didn’t always think of himself as a creative person. “Where I [am] the dreamer who wants to pluck things out of the sky and spend all day with my head in the clouds, Temi [is] so good at grounding me and helping me figure out how to make things make sense on paper. We just work together in such a complimentary way,” Skylar says.
It’s been more than six years since Brooklyn-based couple Temi and Skylar started dating, and nearly four since they cemented their working relationship. On TikTok and Instagram, the couple’s travel, fashion, and home content regularly rack up hundreds of thousands of views. They’ve worked with brands such as Coach, Aesop, Away, and Liquid IV, bringing their vibrant perspectives to every campaign they execute. Still, nearly two years since both Temi and Skylar committed to full-time content creation and creative directing, the couple says their romantic connection remains their priority.
“We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting,” Skylar says.
Working from home can make it hard to separate work from personal life for any entrepreneur. It can be even more challenging when your business partner is also your lover. Temi and Skylar had already used couples therapy as a tool to help them effectively communicate with one another. When they ran into challenges while working together, their therapist helped them set physical boundaries to help combat the issues.
"We told each other we would much rather go back to full-time jobs and preserve our relationship than to be full-time freelancers, barely getting a night's rest [and] barely kissing each other because we're so busy shooting."
“It actually took us doing very specific physical things to create boundaries between work and play in our relationship,” Skylar says. “So, for instance, we will only have conversations about work when we're out of bed or we're at the table or in the office. Initially, when we started, we had to light a candle to say that, 'Okay, this is a space where we're connecting, we’re not talking about work.' We needed really hard boundaries at the top. And then it became a little bit more organic.”
The boundaries have been crucial to implement, especially because the couple began working together so naturally. When the pair first met, Skylar was NY-based a social strategist for BuzzFeed and was using content creation to drive business to her lingerie company. She was shooting her own content. Temi was working for Microsoft in D.C. He’d recently traded in his DJing equipment for a camera. “I've always loved taking pictures,” he says. “Even when I was a kid, my African mother would wake me up at 3:00 a.m. [during a] party, and be like, 'Come take the family picture.'”
Growing up, Temi says he watched his parents support each other and be the true definition of partners. He knew he wanted the same for his own relationship. But, the couple also wanted to make sure they were being financially responsible. The pair didn’t quit their traditional jobs until they’d saved up two years' worth of their cost of living. And, Temi received his Master of Business Administration from New York University with the knowledge that it could either help him advance in his corporate career or be applicable to his business with Skylar.
Today, they say their working relationship is more of a “quiet dance.” They still implement some of the boundaries they learned in therapy, but they also lean into their natural strengths and deep love for one another. When we speak, Temi has planned a date for the couple to see Princess Mononoke in 4K IMAX and added it to their Notion so they can factor it into their busy schedules. “I fully plan to date for the rest of my life,” he says.
Skylar says the couple doesn’t just wait for date nights to check in with one another, though. This often happens in the mornings, after Temi has made her peppermint tea and poured himself a cup of coffee. When they ask each other how they slept, she says, it’s not just a “nicety.” It’s a genuine question meant to foster connection.
“A lot of it happens during the day in the midst of work. We'll stop and we'll hug. Or we’ll slow dance in the kitchen,” she says. “Sometimes it's hard to set a whole date night when you have 7,000 things going on. So, we must grasp these moments and check in when we can. And I think it's become so organic to us that I actually didn't even realize how often we do it. But all day long, we're like, 'Are you good? I felt like your energy shifted,' because we're best friends, we just know. We just feel it happen.”
What’s better than being in love? Building wealth while doing it. Watch Making Cents here for real stories of couples who make money moves together.
Featured image by Cj Hart @hartbreak
The ChatGPT Prompts That Got Me Through A Career & Life Transition
Oftentimes when we hear about ChatGPT prompts, there's always some sort of business pitch, entrepreneurship push, or other shortcut connected to money-making. (Well, at least that's been the annoying case with my Instagram feed.) It's undeniable, though, that ChatGPT prompts can be game-changers, even beyond business plans or revenue schemes.
For me, creating and using my own ChatGPT prompts has been more about self-motivation, self-development and inspiration, especially at a tough time of career transitions and personal shifts. And as cray-cray as things seem in the U.S., especially related to one's livelihood, future financial stability, and overall mental health, I decided to take back a bit of my power using a great AI resource that you'll literally wonder how the hell it knows you so well to even answer your prompts so accurately.
Here are a few ChatGPT prompts that have been super-helpful and empowering related to career and finances. Simply visit OpenAi.com/Index/ChatGPT (or use the app of your choice), copy and paste the prompts, and be sure to fill in the blanks before submitting them:
The "Level Up" Prompt
Write an encouraging letter to a Black [your age]-year-old woman who is a [occupation] and wants to level up in her career. She lives in [city and/or state], earns [your yearly salary], and wants to be able to [career passion 1], [career passion 2], [career passion 3] during her work day. She also wants to earn [your dream salary] and work from [office/home/dream place of business] but feels challenged by [briefly state challenge here in 3-4 words.]
I swear ChatGPT got me all the way together, reminded me of the amazing experienced journalist, editor, and speaker that I am, and gave quick tips on how to take things to the next level that are actually doable.
The "Get My Credit Card Debt In Check" Prompt
Write a detailed plan, with categories, for a woman in her [age group] who is a [occupation] earning [your yearly salary]. She wants to cut at least 50 percent of her current credit card debt of [card balance] with an APR of [percentage]. Her minimum payment is [amount] and she'd like to cut down in [days/months/years]. Her expenses include [list] along with non-negotiable spending on [leisure/travel/fitness/wellness or other activity].
From here, it can also create spreadsheets or you can request that it get more specific with each category. You can also request that the plan be adjusted based on the first response and whether it truly fits something you can realistically do. Add more specific details based on your life, the unique challenges you face, or other options you have in mind knowing what you're capable of or you're realistically interested in doing to pay off a debt.
The "Retire Early" Prompt
Write a step-by-step early retirement plan for a woman age [your age]. She has [time in years] of experience in [industry] and has been working for her current company for [how many years]. She also currently earns [amount] per year. She lives in [city and/or state], [rents/owns], and has [amount] in savings. She also has [amount] in her 401K [or Roth IRA---whichever is relevant to your situation.] She currently has [amount] in her checking account(s). [Add any other details about your earnings including side hustles, businesses, freelance work, settlements, lottery, rental income, or other funds you have access to.] She has [amount] in unpaid debt. She'd like to retire by [age; and be reasonable sis] and live in [city and state/country].
While early retirement might seem like a pipe dream to some of us, a prompt like this lets you know that it's more possible than you think. It's also something great to take to a financial adviser so you can sift through what's actually doable (based on real-life scenarios) and what's not.
The "Career Pivot" Prompt
Write a plan for a woman who works as a [occupation] and wants to pivot into earning money doing [new career or career activity]. She is passionate about [activity or goal] to serve [potential audience/client/customer]. She wants to transition out of [current career] to earn [amount] doing [new career or career activity] by [time/date] and earn [dream income that you'd make doing the new career activity]. Include steps and categories. Include a timeline to achieve this by [date].
This is a helpful prompt when you feel stuck in your current role (or even your career altogether) and simply need inspiration on what could be the perfect pivot. You can update this to include different career activities or scenarios, add company names or brands, and even ask for pitches or ways to brand yourself online to achieve this goal.
The "Faith-Filled Career Confidence Booster" Prompt
Write a letter from God to a woman who is feeling like she is behind in life. She feels lost and scared, especially with everything that is going on in the U.S. right now, politically and economically. She is [age], works as a [occupation], and lives in [city/state]. She has [educational degrees or training], loves [three passions/hobbies/favorite activities], and has [mention family, spouse, children, or other loved one, even if a pet here.] She is [mention three things you like about yourself including one about your appearance]. She wants to achieve [list two small but important goals here that are related to personal and/or professional life]. She has faced [list any major and specific challenges, briefly, here] and does not know how she will handle these challenges. Include [Bible verses] of encouragement to study.
This prompt had me in tears, but it reminded me of my Biblical upbringing and my foundation for success and motivation. It also reminded me to get stronger in my faith, to read my Bible a bit more, and to stop allowing doom and gloom to inform my approach to problem-solving.
The "Talk That Career Ish" Prompt
Write a letter from the perspective of a football [or sport of your choice] coach for a woman aged [age] who works as the best [occupation] in [city, state]. She has accomplished [list 3-5 highlights of your career, whether past or recent] and is a leader in [relevant business or career activities that reflect leadership, whether you've accomplished these things or they're aspirational]. She brings the following skills to the work with her: [list 2-5] and she is proud of [aspirational career goal of you at your highest career self.]
Add in the name of your favorite coach and this gets even better! (I used Deion Sanders, but choose who you want.) You'll not only get hyped up to remember the fabulous bad boss you are, but you'll also get tips on how to be even more successful in the future.
Try any of these prompts and use them as stepping stones to prompt positive thinking, further conversations for financial and career planning, or just a fun and potentially constructive distraction from all the mess that's going on. Dig deeper and request more specific steps, inclusions of actual resources like books, conferences, or course recommendations, or create images, vision boards, or graphs. Add in specifics that will help you remain accountable in planning to meet a specific financial or career goal.
Also, this is a big one: Be sure to remember that ChatGPT is simply a tool. It's neither a genie nor the Almighty. You'll need to fact-check, use common sense, and adjust any sort of plans based on your actual reality. Try out these ChatGPT prompts as springboards for sparking imagination, motivation, and innovation.
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Featured image by Getty Images