Are y'all getting tired of checking all of your financial assets separately? Well, that can all change today by getting an investment app to keep track of your entire portfolio—stocks, mutual funds, bonds, ETFs, IRAs, and 401(k)s all in one location! Keeping tabs on all of your financial assets can be exhausting, and I'm sure if you're a regular investor, you check your financial growth frequently versus once a year to do your taxes.
Fortunately, plenty of mobile apps provide real-time data on all of your investments in one single app! Check out some of the best investment apps—for beginners and advanced investors—that will make your stock portfolio life easier to manage.
The best investment apps for beginners
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Robinhood
Robinhood is one of the most popular stock portfolio apps that everyone is talking about. It's free to open an account, and they have no account minimum. One of their best features is offering free trading for stocks, options, ETFs, and cryptocurrency. It's very easy to function, and they offer Robinhood snacks, a daily financial newsletter to fill you in on financial updates or launches that boost company shares, etc.
Once you get the Robinhood app, you instantly get a stock and also get a free stock for every person you share the app with. If you choose to upgrade your account for the Robinhood Gold membership for $5 a month, you'll be provided research on 1,700 companies from Nasdaq Level II quotes, Morningstar, and access margin loans.
E-Trade
E-Trade is a great app for beginners because they offer several resources and educational pointers, and they have a wide range of no-fee funds. The company has two mobile apps and offers no minimum fee to obtain an account, and it's free to trade stocks. On the E-Trade app, you can move money using the mobile check deposit, and it's really easy to track the market, trading ETFs and stocks. The second app is called Power E-Trade and allows users to enter orders inclusive of complex options trades on a single ticket.
This is a great investing app to start with because they offer extensive educational information for new investors, including articles, videos, and live educational services.
Merrill Edge
Bank of America's Merrill Edge is another great option for beginning investors, especially if you're a Bank of America customer. If you are a current member of Bank of America, you have immediate access to cash transfers to your brokerage's account, and you'll have access to a Merrill adviser in over 2,000 Bank of America locations. There is no minimum needed to open an account, and it's also free to trade stocks.
One of their best features lies in their educational materials; they offer articles and videos explaining college planning, personal finance, retirement, and how to begin investing.
It's better to start small versus not at all!
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Fidelity
Fidelity is known to be one of the most investor-friendly broker apps in the industry, making it an excellent option for new investors. There are no minimums to open an account, and they offer one of the lowest published margin rates at just 4.00%. Fidelity is committed to educating their clients with in-depth research from over 20 independent providers, and they offer zero expense ratio index funds.
The site is easy to navigate, and users have access to various webinars and see previously recorded classes in almost every area of investing.
TD Ameritrade
TD Ameritrade offers a range of services for all level users. It's especially great for new investors because they have interactive courses and webcasts, so no questions are ever considered a dumb question because we're all learning. Beginning investors also have access to over 200 instructional videos and tutorials. There is no minimum to open an account, and they are going to integrate with Charles Schwab investment company in the upcoming future.The best investment apps for intermediate and advanced investors
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Ellevest
Ellevest is an investment app built for women and created by women! Let's go feminine divine! This is an excellent app for goal-based investing in multiple investing categories. Ellevest charges a monthly fee ranging from $1 to $9, based on your financial needs. The primary tier provides you an investment portfolio, banking features like ATM reimbursements, and access to educational services.
If you choose to invest in their higher tiers, they offer goal-oriented planning, executive coaches, and reduced fees on meetings with financial planners. They also provide monthly progress reports to celebrate when you're on track with your financial goals, and they provide suggestions if you're not meeting your financial objectives.
Betterment
Betterment is an automated investment platform, also known as a robo-adviser. They have an algorithm that calculates your portfolio based on your goals and preferences. They create portfolios by investing in expansive market sectors through ETFs — because they are tax-efficient and low-cost. Betterment also uses the data you give them to provide retirement advice by recommending an allocation and advising what amount is safe to withdraw. Your inflation and portfolio performance are factored into their ongoing advice — which is all up to you if you want to take their pointers.
You can open several different investment accounts with Betterment, like a Roth IRA, trust account, SEP IRA (single participant only), and Betterment for business (this is their 401(k) for small employers). They charge a minimum of 0.25% annual fee.
SoFi
SoFi is an all-in-one investing service that provides robo-advisers and investor-friendly service. They provide goal-based planning to assist your financial objectives and offer automatic rebalancing. There is no management fee, and the company's account minimum is $1. SoFi provides access to financial advisors, career services, and discounts on other SoFi products for no extra fee.
The company also provides a unique option that allows you to choose the stocks, crypto, ETFs you'd like to invest in, or they provide the option to create a portfolio for you with automatic investing. And if you're on a budget, investing they have a stock bits option which lets you invest in your favorite companies without committing to purchasing a whole share.
Choose from the best investing apps
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Personal Capital
Personal Capital is a free mobile and online personal finance and investment management app. It's available on iOS and Android, and it lets you analyze your entire investment portfolio visually regardless of where you store your assets(401k, Fidelity, etc.). They even suggest stocks you should sell and invest in alternate assets.
And of course, that's a basic example but a helpful one; they also analyze your portfolio by market cap, industry, and a ton of other variables. Personal Capital has a feature called "You Index", which keeps track of your holdings and assesses their performance against leading market indices, so you can easily see how you're doing across cash, stocks, mutual funds, and ETF.
Stash
Stash is a great investment app for first-time investors and advanced investors. They offer three different plans ranging from paying $1-$9 a month, which makes it affordable and easily accessible to build wealth. Stash provides an option to invest what you can afford with their fractional shares; you have the opportunity to choose how much to invest.
Their $1/ month plan includes their stock-back card, personal investment account, personalized advice, and $1,000 of life insurance coverage through Avibra. The company's higher tier approach is $9/month including a stock-back card that earns double stock, a Roth IRA or Traditional IRA retirement account, investing for children, and $10,000 of life insurance coverage through Avibra.
The bottom line
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Guys, any of the investment apps you choose, y'all are all winning and saving time and money! Stock portfolio apps help you keep track of all your investments on the go. All of the listed apps are iOS and Android friendly. Some apps require you to manually pop in your data versus other apps syncing your existing apps. All of the apps give great tips to read in less than a handful of minutes and provide tools to make your financial dreams become your financial reality!
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Her captivating command of the pole left many of us intrigued, perhaps even tempted, to explore pole dancing ourselves after witnessing the mesmerizing performances at Mercedes Sunday. But it wasn’t just her physical prowess that kept us hooked. Mercedes is a character of depth—empowering, complex, relatable, and deeply human.
These are qualities that Brandee embodies both on and off the screen.
(L-R) Marque Richardson and Brandee Evans on 'UnPrisoned' Season 2
Courtesy: Hulu
A Memphis native, Brandee is no stranger to dance. She boasts an impressive career as a choreographer, having worked with renowned artists like Katy Perry, Monica, Ke$ha, and Ledisi. But while it has been a significant part of her journey, Brandee has her sights set on more—expanding her acting career beyond dance-inclusive roles. This ambition nearly led her to pass on the opportunity to appear alongside Kerry Washington in Hulu’s UnPrisoned, where she plays Ava, Mal's (Marque Richardson) new girlfriend.
“When Kerry Washington slid into my DMs, I nearly said no,” Brandee revealed with a laugh. “She mentioned pole dancing, and I told myself and my team that once I was done with Mercedes, I wasn’t going to do that again.” Fortunately, Washington assured her that the role would be vastly different, leading to what Brandee described as an invaluable masterclass in comedy under the guidance of Washington herself.
“Kerry is a force of nature,” Brandee reflected. “She’s everything you’d hope she’d be—strong, compassionate, and incredibly talented. Working with her was like a masterclass in acting.” This opportunity was no mere stroke of luck; it was something Brandee had manifested years earlier. But make no mistake–she credits her faith and praying hands for her success. “I’m praying, you know what I mean? I’m asking God for what I want and working for it too,” she said.
"When Kerry Washington slid into my DMs, I nearly said no."
(L-R) Brandee Evans, Kerry Washington, and Marque Richardson on 'UnPrisoned' Season 2
Courtesy: Hulu
This role marked Brandee’s first foray into comedy, and while she was eager to embrace the challenge, she found herself in the hands of an incredible mentor. “Kerry was always so kind in her critiques,” Brandee noted. “She’s not a diva by any means. She knows exactly what she wants, but she’s gentle and encouraging in bringing it out of you. That’s something I’ve taken with me to other sets—I want to lead with the same kindness and openness that Kerry showed me. It’s a lesson I’ll carry for the rest of my life.”
Brandee speaks with profound respect and gratitude for her peers and fellow actresses as many have shown her genuine sisterhood and support in an industry often notorious for its competitiveness. “Danielle Brooks sent me a prayer the other day, and I was just so touched. Those are the moments that people don’t see,” she shared. “I call Sheryll Lee Ralph my fairy godmother, and Loretta Devine is like my auntie. Being able to pick up the phone and seek advice from these incredible women is a true blessing.”
And she pays it forward.
Brandee Evans
Courtesy: Hulu
But her commitment to supporting others extends far beyond her career. As an advocate for health and wellness, she empowers women to prioritize their well-being. “Azaria [Carter], who plays my daughter on P-Valley, mentioned wanting to start a weight loss journey and get more fit. I told her, ‘Well, let’s work out together,’” Brandee recounted. But her dedication to healthy living goes beyond physical fitness, encompassing a holistic approach to wellness. “When she came to my house and tried to microwave something in plastic, I said, ‘Let’s use glass instead. At 20, I wasn’t thinking about that, but let me share some tips now so you’re not battling fibroids in your 30s.’”
Because she was.
While filming the first season of P-Valley, Brandee faced enormous stress—not only as a caregiver for her mother, who was diagnosed with multiple sclerosis, but also due to the physical demands of the role. Yet the impact on her body was far greater than she expected. “I was literally on my cycle every day while playing a stripper, which is far from ideal,” Brandee revealed. It was Harriet D. Foy, who plays her mother, who urged her to get checked for fibroids.
"I was literally on my cycle every day while playing a stripper, which is far from ideal."
Brandee Evans graces the 2024 ESSENCE Black Women In Hollywood Awards Ceremony.
Arnold Turner/Getty Images for ESSENCE
The statistics are staggering—80% of Black women develop abnormal uterine growths by age 50, making them more likely to suffer from fibroids than any other racial group. But like many, Brandee was initially unaware of these growths and their debilitating effects, and the prospect of surgery was daunting. “I was scheduled to have a myomectomy on my birthday, but I thought about what it would mean for my career. How am I going to climb the pole? The healing process is similar to a C-section.” Determined to avoid surgery, she committed to healing herself naturally.
After a deep dive, she sought treatment at The Herb Shop of Vinings in Atlanta, which ultimately led to a remarkable recovery. “This man saves lives. His name is Jeff, and I call him my doctor.” Brandee shared. “I started detoxing my body with herbs and following his program. During my follow-up with the gynecologist, they said, ‘We don’t know what you’re doing, but your fibroids are shrinking.’”
Emerging on the other side of this journey not only fibroid-free but with a regulated cycle and a renewed outlook on life, Brandee is now focused on sharing her story and advocating for women’s health. “I know y’all want to hear about P-Valley, but I want to talk about regulating your period,” she said with a laugh.
Of course, she didn’t leave fans hanging when it came to what to expect in the upcoming season. “It is worth the wait. The world is about to go crazy. Oh, the world is about to lose it,” Brandee teased. “Y’all might be mad at us right now, but baby, it’s going to be worth it.”
All episodes of Season 2 of UnPrisoned are now streaming on Hulu.
Featured image courtesy of Hulu
You will see everything from Bored Panda’s “33 Older Adults Share Their Feelings On ‘The One Who Got Away’ Now That Time Has Passed” and BuzzFeed’s “’I Still Think Of Her Daily’: Older Adults Are Sharing If They Still Have Feelings For ‘The One Who Got Away’” to data which says that close to half of Americans have not only thought about an old crush or past love, they’ve also used the internet to look them up (uh-huh, y’all be careful out here: “Baby Bliss Is Ruined After MIL Gleefully Reveals Her Son Went On A Date With An Ex Before Wedding”).
Hmph. It makes me think of when one of my now good friends found out, a couple of years after my first book came out, that he actually did some mild producing for one of the characters in it — my own first love. As I shared some of the story, Shannon started singing a throwback R&B hit that he co-wrote, co-produced, and also recorded before Heather Headley did. The title? “In My Mind” (Heather’s version ishere; Shannon’s version ishere). As life would have it, it was in heavy rotation during the time of that very conversation.
Damn. My book came out in 2004. 2006 is when Heather’s cover of “In My Mind” was released. And you know what? In freakin’ 2023 (November, to be exact), I ran into my first love…again. The brief backstory is we both had separately debated going to a certain restaurant for a quick bite and then saw each other — and being that he has never married and neither have I (because only a guy who hasn’t been married before is personally an option for me), there we went…again…running in the flowers of nostalgia while trying to see if we can figure something out. *le sigh* Then add tax.
Oh, the one who got away. If that’s really how you truly feel about someone, when they do come back around into your space, it can be quite a doozy. And if/when it happens, you may be worrying yourself sick trying to figure out what to do about it. Listen, all I can do is tell you what I’ve learned from my own personal experience and observation of other people’s journeys. Here’s hoping that, by asking yourself the following questions, you, your mind and heart (and body, if it comes to that) will find the answers that you seek.
*P.S. Where’s your journal at? You’re gonna need it.*
Did He “Come Back” — or Did You Go Looking for Him?
GiphySomething that I used to say often is, “If you look ‘him’ up on Facebook, it’s you; however, if you run into him in Kroger, it’s God.” What I mean by that is, whoever you consider to be the one who got away, I’m not sure how “meant to be” it is if you’re only reconnected to him now because you went and sought him out. And no, I’m not coming from the angle that “men are hunters” (I hate that saying) and women should never pursue men (Ruth and Esther in Scripture did; it turned out fine for them — check out “6 Things Church Taught You About Dating That Weren't (Fully) Biblical”).
What I’m saying is when folks shift out of your life and seem to be fine with not reconnecting, there’s got to be a reason for that because they have the same internet that you do. Shoot, even if it’s not something as serious as they’re married if they do think of you fondly on some level, if they really wanted to reconnect, why haven’t they tried?
And here’s the thing — I know someone who once was almost desperate to become someone’s wife. So much, in fact, that she decided to seek out a college ex (sex buddy). He replied to her, eventually they did reconnect —, and although they are “together,” it’s been well over a decade and no ring. Clearly, he wasn’t looking for her or a wife and, as a result of her reaching out, somehow, she convinced herself to settle; now she’s out here believing that she doesn’t want to be married either.
Could it have played out the same way if he had reached out first? Eh, possibly. However, what I have noticed (and no, this isn’t gender-specific) is that oftentimes, the individual who makes the first step is more inclined to compromise than the one who is on the receiving end. That said, this guy wasn’t acting like the human version of Kermit sipping tea while looking out of the window as he wondered how to find her…she did that. And so, since she wanted him, she was more willing to do what he wanted in order to remain in contact with each other. SMDH.
Moral to the story on this one: When two people want the same thing, it’s all good. Oh, but when you convince yourself that settling is better than nothing at all, as writer Maureen Dowd once said, “The minute you settle for less than you deserve, you get even less than you settled for.” INDEED.
All I’m saying when it comes to this particular question is if he got away and he also isn’t taking the initiative to come back, consider why — shoot, why not even ask him? ‘Cause listen, if you took the time to reach out, you might as well get as much intel as possible on the front end. Clearly, he was fine not finding you. Why is that the case?
Did He “Come Back” — or Did the Universe Orchestrate a “Chance” Meeting?
GiphySome of the close-to-day-ones might recall reading another article that I penned for the platform entitled, “Why Every Woman Should Go On A 'Get Your Heart Pieces Back' Tour.” In it, I actually mention my first love and how, back in 2015, we had a run-in. I also said that, after that season, I was over him. Okay, but now it’s 2024, and I just told you that he almost got me AGAIN. I think for me, it’s two-fold. One, he’s never been married, and two, I never go looking for him. It’s always grocery stores or restaurants — random-ish, and honestly, I think because I am such a “signs and wonders” kind of person that is what brings me to a state of “cause for pause.”
Anyway, I think we all can agree that, on a lot of levels, on so many levels, I am an open book. The particulars on this, though, I’m going to keep to myself because I’m still processing some of it (and some stuff is still just my business). I will say this, though: If you are someone who recently had a run-in with your own the-one-who-got-away and you had absolutely nothing to do with initiating it, there are some quotes that I want to encourage you to keep in mind:
“Even if we have ourselves so fully convinced that we are on the right track because we desperately want to believe that the specific direction we have chosen is the ‘correct one,’ if the universe disagrees with our choices, it will not be shy in telling us so.” (Miya Yamanouchi)
“A coincidence will always be a coincidence until its significance is realized.” (Angie Corbett-Kuiper)
“Follow your bliss and the universe will open doors where there were only walls.” (Joseph Campbell)
Does the run-in automatically mean that the two of you are destined to be together? I’m not saying that. What I will say is when you factor in all that happens in the world and how going left instead of right or being 30 minutes earlier or later could’ve prevented you from seeing “him”— yes, the universe is trying to show you something.
Even beyond the guy, spend some time pondering what that could be…, which brings me to the third question.
Is He to Be Your Lover Again — or Is He Just to Show You Something?
GiphyListen, just because I am a marriage life coach and I write on relationships for a living, that doesn’t mean I don’t have my own accountability crew (we ALL need that). The thing that I adore about mine is most of them are just as “straight no chaser” as I am. And so, whenever my first love comes back up, they are always on some, “Can one of you get married already, either to each other or someone else, so we can wrap this thing up?” — and chile, when this last encounter happened, due to some other details of the story, my male and female friends alike were like, “You can’t make this sh-t up!” (you really can’t).
That’s why, I have learned the hard way, to not make some heavy declarations (anymore) until everything really is all said and done.
At the same time, what I will share is because my first love has a tendency to run into me, pour it on thick, and then simmer, this time, I did some real soul-searching to figure out how much of the emotional acrobatics (on my part) was about 19-year-old Shellie still needing to get some things off of her chest more the woman who I am now still being “in love” with him. And boy, was that needed.
Back in 2015, I was pretty much just on, “So, are we getting married or what?!” This time, it was more like, “Why do you keep affecting me this way?” I mean, I get some of why: when your first love is pretty much your first everything, and you are also his first love, the bond is…significant. At the same time, though, because my question was different in 2023, the answers were too.
And the reality is there were still some things that “19 me” needed to work out so that she could catch up to who I am now. And on this side of realizing that, I get just how necessary that was because, first love, some other guy or no (future) husband at all — for myself, I needed to address and respond to some things…within myself.
So yeah, that’s another thing to ask about your own situation: before automatically romanticizing everything and assuming that the two of you are destined to be, ask if he’s to be your now-lover or now-teacher. You’d be amazed how that one question alone can shed a lot of light on what is actually transpiring in this season of your life.
Are the Two of You Supposed to Be Together — or Is There Just Some Closure/Clarity That’s Needed?
Giphy(Side note on this GIF. Erica Ash played the hell out of her role on Survivor's Remorse. RIP, sis.)
There’s another guy from my “get your heart piece back” tour that I reconnected with that I am SO GLAD that I did. One reason is that I carried a lot of, let’s go with the word “burden” of feeling that I made some poor choices (especially when it came to bad timing) that really did cause him to be someone who I filed as “letting him get away.” Another reason is that the way that things ended between us was so abrupt that I always had some questions (he basically called me up one day, said I was like “crack” to him, that he didn’t want to be addicted, and so we couldn’t talk anymore).
And still, another reason is I felt like although things ended, we never really got closure — and yes, something that I am a huge fan of is closure…because without it, sometimes doors are left ajar or cracked and that’s how things can creep right back on in.
The first conversation we had? It was for hours, well into the night. We missed each other. We reminisced about some things. And we caught up. However, the catch-up already let me know that our past needed to stay there because he was divorced, and again, divorced guys aren’t an option to/for me. Some other conversations that followed also brought some closure because, as much as we’ve always enjoyed each other’s company and, quite frankly, as great as the sex used to be (LAWD!), we were two very different people now.
Our values are different. Our experiences have caused us to take different forks on the road. In this season, we desire very different things. You know what, though? I never would’ve known all of that had we not spoken. Yes, some closure was needed, so that I could look back with a clearer and fuller picture.
So yes, that’s why I think another question that should be asked is, if 'the one who got away' being back in your life at this time is so you two can be together, or it’s so that you two can get some real clarity and closure so that the title of 'the one who got away' can be put to rest? Because when it comes to the guy that I just spoke of?
For me, now he’s just a fine-ass man who I had a great connection with once upon a time and who is thriving on his side of the world as I do the same. He didn’t “get away” anymore. He’s gone because…that’s how it should be.
What About Him Being in Your Life, As You Are Now, Would Enhance It?
GiphyI am very word-specific and word-literal. That’s why I want you to notice how, with this question, I didn’t say “change” or “improve” — I said ENHANCE. To enhance is “to raise to a higher degree.” Some synonyms for enhance include build-up, strengthen, increase, add to, and complement (check out “If He's Right For You, He Will COMPLEMENT Your Life”).
You know, several years ago, I was on an interesting journey with a guy, and I’ll never forget what two of our friends (who were married at the time) said when they found out: “Shellie, I see how you’d be good for him. We’re not sure how he’d be good for you, though.” HMPH. Y’all better listen to folks who care about you when they speak into your life — there’s no telling what they can spare you from if you just choose to listen.
And that’s the thing — the one who got away, even if he was awesome for you back in the day, even if it’s totally your fault that he got away the first time…who are you now? Would bringing him back into your world, on any level, enhance it? Would it really? And, if you do truly still care about him, would you being back in his life enhance his as well?
Because there really is such a big difference between being good to someone vs. being good for them (check out “Question: Is The Man In Your Life Good 'TO' You? Good 'FOR' You? Or...Both?”) and mature folks? They don’t want the former if it doesn’t come with the latter — mutually so.
BONUS: Please Don’t Mistake Nostalgia for Love
GiphyI rememberonce reading that our brain actually craves nostalgia.Some research says that taking walks down memory lane can give us a greater sense of self, put us in better moods, and it can even play a pivotal role in our personal growth and development. And y’all, that may be why we sometimes get so caught up when it comes to (certain) men from our past. Nostalgia can be so seductive and even exhilarating that we might think it’s love when…it might just be an emotional high for the moment.
Real conversations. Slowing down. Praying, meditating, and journaling. Not being quick to jump into bed. Letting some people you trust hold you accountable. Being honest about what you need at this time in your life. Not living in the past if it’s at the expense of compromising your present or sacrificing your future. Encouraging “him” to do all of these same things for himself as well — this is what helps you to come to the realization of whether what you’re feeling is nostalgia, love, or both.
And if it is love, is it the kind of love that needs to have a commitment attached or a full and final release?
___
Yeah, whether it was bad timing, he was the wrong person, or a little bit of both, the thing about the one who got away is they did so for a reason. If they’re back, see what the PURPOSE is in that….so that if they stay, they stay for good. And if they go, they’re gone for good (preaching to the choir here, by the way).
Feel me? I certainly hope you do.
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Featured image by Adam Hester/Getty Images