Are y'all getting tired of checking all of your financial assets separately? Well, that can all change today by getting an investment app to keep track of your entire portfolio—stocks, mutual funds, bonds, ETFs, IRAs, and 401(k)s all in one location! Keeping tabs on all of your financial assets can be exhausting, and I'm sure if you're a regular investor, you check your financial growth frequently versus once a year to do your taxes.
Fortunately, plenty of mobile apps provide real-time data on all of your investments in one single app! Check out some of the best investment apps—for beginners and advanced investors—that will make your stock portfolio life easier to manage.
The best investment apps for beginners
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Robinhood
Robinhood is one of the most popular stock portfolio apps that everyone is talking about. It's free to open an account, and they have no account minimum. One of their best features is offering free trading for stocks, options, ETFs, and cryptocurrency. It's very easy to function, and they offer Robinhood snacks, a daily financial newsletter to fill you in on financial updates or launches that boost company shares, etc.
Once you get the Robinhood app, you instantly get a stock and also get a free stock for every person you share the app with. If you choose to upgrade your account for the Robinhood Gold membership for $5 a month, you'll be provided research on 1,700 companies from Nasdaq Level II quotes, Morningstar, and access margin loans.
E-Trade
E-Trade is a great app for beginners because they offer several resources and educational pointers, and they have a wide range of no-fee funds. The company has two mobile apps and offers no minimum fee to obtain an account, and it's free to trade stocks. On the E-Trade app, you can move money using the mobile check deposit, and it's really easy to track the market, trading ETFs and stocks. The second app is called Power E-Trade and allows users to enter orders inclusive of complex options trades on a single ticket.
This is a great investing app to start with because they offer extensive educational information for new investors, including articles, videos, and live educational services.
Merrill Edge
Bank of America's Merrill Edge is another great option for beginning investors, especially if you're a Bank of America customer. If you are a current member of Bank of America, you have immediate access to cash transfers to your brokerage's account, and you'll have access to a Merrill adviser in over 2,000 Bank of America locations. There is no minimum needed to open an account, and it's also free to trade stocks.
One of their best features lies in their educational materials; they offer articles and videos explaining college planning, personal finance, retirement, and how to begin investing.
It's better to start small versus not at all!
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Fidelity
Fidelity is known to be one of the most investor-friendly broker apps in the industry, making it an excellent option for new investors. There are no minimums to open an account, and they offer one of the lowest published margin rates at just 4.00%. Fidelity is committed to educating their clients with in-depth research from over 20 independent providers, and they offer zero expense ratio index funds.
The site is easy to navigate, and users have access to various webinars and see previously recorded classes in almost every area of investing.
TD Ameritrade
TD Ameritrade offers a range of services for all level users. It's especially great for new investors because they have interactive courses and webcasts, so no questions are ever considered a dumb question because we're all learning. Beginning investors also have access to over 200 instructional videos and tutorials. There is no minimum to open an account, and they are going to integrate with Charles Schwab investment company in the upcoming future.The best investment apps for intermediate and advanced investors
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Ellevest
Ellevest is an investment app built for women and created by women! Let's go feminine divine! This is an excellent app for goal-based investing in multiple investing categories. Ellevest charges a monthly fee ranging from $1 to $9, based on your financial needs. The primary tier provides you an investment portfolio, banking features like ATM reimbursements, and access to educational services.
If you choose to invest in their higher tiers, they offer goal-oriented planning, executive coaches, and reduced fees on meetings with financial planners. They also provide monthly progress reports to celebrate when you're on track with your financial goals, and they provide suggestions if you're not meeting your financial objectives.
Betterment
Betterment is an automated investment platform, also known as a robo-adviser. They have an algorithm that calculates your portfolio based on your goals and preferences. They create portfolios by investing in expansive market sectors through ETFs — because they are tax-efficient and low-cost. Betterment also uses the data you give them to provide retirement advice by recommending an allocation and advising what amount is safe to withdraw. Your inflation and portfolio performance are factored into their ongoing advice — which is all up to you if you want to take their pointers.
You can open several different investment accounts with Betterment, like a Roth IRA, trust account, SEP IRA (single participant only), and Betterment for business (this is their 401(k) for small employers). They charge a minimum of 0.25% annual fee.
SoFi
SoFi is an all-in-one investing service that provides robo-advisers and investor-friendly service. They provide goal-based planning to assist your financial objectives and offer automatic rebalancing. There is no management fee, and the company's account minimum is $1. SoFi provides access to financial advisors, career services, and discounts on other SoFi products for no extra fee.
The company also provides a unique option that allows you to choose the stocks, crypto, ETFs you'd like to invest in, or they provide the option to create a portfolio for you with automatic investing. And if you're on a budget, investing they have a stock bits option which lets you invest in your favorite companies without committing to purchasing a whole share.
Choose from the best investing apps
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Personal Capital
Personal Capital is a free mobile and online personal finance and investment management app. It's available on iOS and Android, and it lets you analyze your entire investment portfolio visually regardless of where you store your assets(401k, Fidelity, etc.). They even suggest stocks you should sell and invest in alternate assets.
And of course, that's a basic example but a helpful one; they also analyze your portfolio by market cap, industry, and a ton of other variables. Personal Capital has a feature called "You Index", which keeps track of your holdings and assesses their performance against leading market indices, so you can easily see how you're doing across cash, stocks, mutual funds, and ETF.
Stash
Stash is a great investment app for first-time investors and advanced investors. They offer three different plans ranging from paying $1-$9 a month, which makes it affordable and easily accessible to build wealth. Stash provides an option to invest what you can afford with their fractional shares; you have the opportunity to choose how much to invest.
Their $1/ month plan includes their stock-back card, personal investment account, personalized advice, and $1,000 of life insurance coverage through Avibra. The company's higher tier approach is $9/month including a stock-back card that earns double stock, a Roth IRA or Traditional IRA retirement account, investing for children, and $10,000 of life insurance coverage through Avibra.
The bottom line
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Guys, any of the investment apps you choose, y'all are all winning and saving time and money! Stock portfolio apps help you keep track of all your investments on the go. All of the listed apps are iOS and Android friendly. Some apps require you to manually pop in your data versus other apps syncing your existing apps. All of the apps give great tips to read in less than a handful of minutes and provide tools to make your financial dreams become your financial reality!
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Kayla Nicole says she wore a dress that was once worn by Braxton herself for the Halloween costume. “It’s not a secret Toni is more on the petite side. I’m obsessed with all 5’2” of her,” she tells xoNecole via email. “But I’m 5’10'' and not missing any meals, honey, so to my surprise, when I got the dress and it actually fit, I knew it was destiny.”
The episode was the perfect way for the multihyphenate to take control of her own narrative. By addressing the viral moment on her own platform, she was able to stir the conversation and keep the focus on her adoration for Braxton, an artist she says she grew up listening to and who still makes her most-played playlist every year. Elsewhere, she likely would’ve received questions about whether or not the costume was a subliminal aimed at her ex-boyfriend and his pop star fiancée. “I think that people will try to project their own narratives, right?” she said, hinting at this in the episode. “But, for me personally – I think it’s very important to say this in this moment – I’m not in the business of tearing other women down. I’m in the business of celebrating them.”
Kayla Nicole is among xoNecole’s It Girl 100 Class of 2025, powered by SheaMoisture, recognized in the Viral Voices category for her work in media and the trends she sets on our timelines, all while prioritizing her own mental and physical health. As she puts it: “Yes, I’m curating conversations on my podcast The Pre-Game, and cultivating community with my wellness brand Tribe Therepē.”
Despite being the frequent topic of conversation online, Kayla Nicole says she’s learning to take advantage of her growing social media platform without becoming consumed by it. “I refuse to let the internet consume me. It’s supposed to be a resource and tool for connection, so if it becomes anything beyond that I will log out,” she says.
On The Pre-Game, which launched earlier this year, she has positioned herself as listeners “homegirl.” “There’s definitely a delicate dance between being genuine and oversharing, and I’ve had to learn that the hard way. Now I share from a place of reflection, not reaction,” she says. “If it can help someone feel seen or less alone, I’ll talk about it within reason. But I’ve certainly learned to protect parts of my life that I cherish most. I share what serves connection but doesn’t cost me peace.
"I refuse to let the internet consume me. It’s supposed to be a resource and tool for connection, so if it becomes anything beyond that I will log out."
Credit: Malcolm Roberson
Throughout each episode, she sips a cocktail and addresses trending topics (even when they involve herself). It’s a platform the Pepperdine University alumnus has been preparing to have since she graduated with a degree in broadcast journalism, with a concentration in political science.
“I just knew I was going to end up on a local news network at the head anchor table, breaking high speed chases, and tossing it to the weather girl,” she says. Instead, she ended up working as an assistant at TMZ before covering sports as a freelance reporter. (She’s said she didn’t work for ESPN, despite previous reports saying otherwise.) The Pre-Game combines her love for pop culture and sports in a way that once felt inaccessible to her in traditional media.
She’s not just a podcaster, though. When she’s not behind the mic, taking acting classes or making her New York Fashion Week debut, Kayla Nicole is also busy elevating her wellness brand Tribe Therepē, where she shares her workouts and the workout equipment that helps her look chic while staying fit. She says the brand will add apparel to its line up in early 2026.
“Tribe Therepē has evolved into exactly what I have always envisioned. A community of women who care about being fit not just for the aesthetic, but for their mental and emotional well-being too. It’s grounded. It’s feminine. It’s strong,” she says. “And honestly, it's a reflection of where I am in my life right now. I feel so damn good - mentally, emotionally, and physically. And I am grateful to be in a space where I can pour that love and light back into the community that continues to pour into me.”
Tap into the full It Girl 100 Class of 2025 and meet all the women changing game this year and beyond. See the full list here.
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Anyway, I personally think that the less shallow folks out here may contemplate calling things “quits” or they at least distance themselves a bit from their partner (and what I’m referring to is serious relationships) due to all of the stress and strain that oftentimes comes with the holidays whether it be financial, familial, due to their tight schedules or something else.
Listen, I would hate for you and your man to miss the fun and happiness of experiencing this time of year, all because you are so overwhelmed or irritated that you can’t really enjoy it. That’s why I have a few practical tips for how to avoid allowing the typical holiday season stress from INFECTING your relationship.
Manage Your Expectations
GiphyUnmanaged expectations. If there is a main reason why the holiday season tends to be so stress-filled for so many people, I’d bet good money that this is the cause. And when you’re in a long-term relationship, expectations can manifest themselves in all sorts of cryptic and/or unexpected ways. You might have relatives who assume that you are going to be with them for Thanksgiving or Christmas when you have other plans in mind. You might be thinking that you are going to spend one amount for presents while your man is thinking something totally different. When it comes to scheduling, your signals may be crossed.
And you know what? To all of these scenarios, this is where clear and consistent communication come in. Don’t assume anything. Don’t dictate anything either. From now until New Year’s, mutually decide to check in once a week, just to make sure that you are both on the same page as it relates to the holidays and what you both are thinking will come along with it. The less blindsided you both feel, the less stressed out you will be. Trust me on this.
Set (and Keep) a Budget
GiphyOkay, so I read that last year, 36 percent of Americans incurred some type of holiday-related debt. Hmph. Last year, there was still some sense of normalcy in this country, chile, so I can only imagine what finances are gonna look like over the next several weeks. That said, since I don’t know a lot of people who don’t find being broke stressful, make sure that you and your bae set a budget and then stick to it this year — no ifs, ands or buts.
Because really, y’all — it doesn’t make sense to deplete savings and/or max out credit cards for a few days of giggles only to be damn near losing your mind because you don’t know how to make ends meet come Dr. Martin Luther King, Jr. Day.
And by the way, this tip doesn’t just speak to things like food and gifts; I also mean travel. If it doesn’t make a ton of sense (or cents) to be all over the place this year — DON’T BE.
Keep Matthew 5:37 at the Forefront
GiphyIf off the top of your head, you don’t know what Matthew 5:37 says, no worries, here ya go: “But let your ‘Yes’ be ‘Yes,’ and your ‘No,’ ‘No.’ For whatever is more than these is from the evil one.” That verse right there? Oh, it’s a boundaries lifesaver! I say that because do you see “maybe” or “I’ll think about it” in there? Nope. LOL. It says that you should tell people “yes” or “no” and leave it at that — and that complements Anne Lamott’s quote, “’No’ is a complete sentence” impeccably well. Yeah, you’ve got to remember that anything beyond a yes or no to a request is privileged information; you don’t owe anyone details or an explanation.
Besides, if you are really honest with yourself, when someone asks you something and you give a “Umm, let me think about it” kind of reply, more times than not, you already know what your answer is going to be — so why not let you both off of the hook? Give your response. Commit to that. And let everyone (including yourself) get on with their lives and schedules.
I promise you that when it comes to those holiday parties, you are pissing more folks off by not RSVP’ing or doing so and not showing up than just saying, “Thank you but not this year” off the rip.
Remember That Your Personal Space Is Privilege Not a Right
GiphyA friend of mine recently bought a new house and invited me over to come see it. He’s a single man with no children, so as I was taking in all of the space that he had, especially as I walked through his finished basement, I joked about relatives coming to live with him. “Hell no” and “absolutely not” were pretty much his immediate responses as he went on to say that some folks even had the nerve to be offended when he told them that he had no intentions on taking DNA in.
Ain’t it wild how people think that your stuff is their right? And yes, that brings me to my next point. Your home is your sanctuary space. If you want to host folks this year — cool. If not, ALSO COOL. Please don’t let folks (family included) guilt you into how they want you to act or even into what they would do if the shoe was on the other foot. You are not them — and as one of my favorite quotes states, “If two people were exactly alike, one of them would be unnecessary.” (A man by the name Larry Dixon said that.)
Hell, my friends? They know that I am good for sending them random things that they need or even want all throughout the year. Coming over to hang out at my pace, though. Uh-uh. Chalk it up to being a card-carrying member of the ambivert club yet I like keeping my living space personal — and I sleep like a baby, each and every night, for feeling that way.
Always remember that your space, your time, your resources, your energy and shoot, yourself period (including your relationship), are all things that are your own. You get to choose how, when and why you want to share them. The holiday season is certainly no exception.
Cultivate Some “You Two Only” Traditions
GiphyIt’s not uncommon for some couples to hit me up after the holiday season to “detox.” Sometimes it’s due to the financial drama (and sometimes trauma) that they experienced. Sometimes it’s because they allowed their relatives (especially in-laws) to get more into their personal business than they should’ve. More than anything, though, it tends to be because they didn’t get enough quality time together and so ended up feeling “disconnected.”
Please don’t let that happen. Listen, I’m not even a holidays kind of woman and yet, I will absolutely sit myself down with some hot chocolate and chocolate chip cookies to enjoy a Hallmark holiday film or two. Aside from the fact that most of them are lighthearted and sweet, I also like that they usually focus on couples loving on each other amidst all of the holiday beauty and ambiance — which is something that all couples should set aside some time to do.
Maybe it’s a vacation. Maybe it’s a staycation. Or maybe it’s my personal favorite, A SEXCATION. Whether it’s for a few days, the weekend or even overnight — don’t you let the holidays go by without setting aside time for you and your man to celebrate one another. Don’t you dare (check out “Are You Ready To Have Some Very Merry 'Christmas Sex'?”).
GET. SOME. REST.
GiphyI once read that 8 out of 10 people get stressed out over the holidays and 3 out of 10 lose sleep during to it — and when you’re stress-filled and sleep-deprived, that can absolutely lead to hypersensitivity, making mountains out of molehills and even not being in the mood for sex.
Your relationship can’t afford to go through any of this, so definitely make sure to prioritize rest. I don’t care how unrealistic it might seem during this time, sleep should never be seen as a luxury; it will always and forever be a great necessity.
That said, try to get no less than six hours of shut-eye in (check out “6 Fascinating Ways Sex And Sleep Definitely Go Hand In Hand”) and even ask your bae to take a nap with you sometimes (check out “Wanna Have Some Next-Level Sex? Take A Nap, Sis.”). Not only will sleep help to restore your mind, body and spirit but, when it’s with your partner, it’s an act of intimacy that can make you both feel super connected, even in the midst of what might feel like chaos.
___
Holiday season stress is real. Still, never give it the permission or power to throw your relationship off. Put you and your man first and let the holidays be what they are gonna be, chile.
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