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I think it's fair to say that most of us long to reach that place where the money resides, especially in the present times when life is so uncertain and people are likely to lose their jobs at any given moment. On the other hand, perhaps thanks to the plethora of entrepreneurs that document their journeys on social media, there's the sense that abundant financial wealth seems more accessible now than it ever has before. With that said, despite all the step-by-step guides to becoming rich available on the market, we can still hear the same question echoing in our heads: How do I get to the bag, though?

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It's one thing to be totally financially responsible for self, but it's a totally different ball game when you have little ones to care for. And the cost of parenting is far from cheap. Research shows that the average cost of raising a child through age 17 is more than $230,000. And while many parents happily do what they have to do to ensure their children are not only surviving but thriving, the cost reinforces the importance of grasping healthy concepts about wealth and money management and putting them into action.

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Dr. Lakisha Simmons, an author and single mother of two children, saved $750,000 in four years and is on the road to be a millionaire by the end of 2022. However, this wasn't always her reality. The Nashville, Tennessee resident once described herself as "house poor."

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