Laid Off Due To Coronavirus? Here Are Your Next Steps
Let's face it. This coronavirus crisis has lasted longer than most of us would have ever anticipated. I'll admit that I thought this was going to be a one- or two-week situation, and then we would go back to "normal". But fast forward, here we are.
Businesses have shut down for several weeks, events have been cancelled indefinitely, and stay-at-home orders are in place all across the country. As a result, many of you may have been laid off or furloughed and are trying to think about what to do next. I've got you covered! Below I share answers some of the questions you may be asking right now, so keep reading!
1.Should I file for unemployment benefits?
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Absolutely! File for unemployment benefits as soon as possible. You are eligible for unemployment if you are out of work through no fault of your own, i.e. you have been laid off, furloughed, or your company has closed due to the coronavirus impact. However, each state has its own eligibility requirements and fine print, so you'll want to do your due diligence before filing. CareerOneStop, which is sponsored by the U.S. Department of Labor, has created a site to make the research and filing for unemployment benefits a lot easier: Find Unemployment Benefits.
Good news is, with the passing of the federal CARES Act (the law from Congress that is making those $1,200 stimulus checks possible), you can get additional and/or extended benefits on top of your state's unemployment program. The CARES Act allows you to get an additional $600 per week for a limited time, and a 13-week extension on unemployment benefits beyond your state's maximum.
And if you didn't have a job with traditional unemployment (think independent contractors and gig workers), you are now eligible to receive unemployment benefits.
2.Should I let my “bill” companies or landlord know that I’ve lost my job and need assistance?
This is not a time to be prideful or bashful. If you need assistance or a grace period with paying your bills or rent, ask for it. Many utility and credit card companies are offering temporary hardship programs, payment plans with longer end dates, or simply delaying payments, so take advantage and get the reprieve that you need. You may simply need to fill out an application to do so. If you can call the customer service lines, that can prove helpful as you have the opportunity to speak with someone directly vs. just filing the application blindly.
3.I don't have a job or a lot of money saved up. How do I handle my finances right now? What should I do with my stimulus check?
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First things first, cut back on any unnecessary spending. Luckily, we've been in the house a while, so hopefully you've been able to save on gas, food, and personal care (my nails are beyond struggle mode right now). But now would be a good time to trim the fat in your budget wherever you can. Subscriptions you don't need, the premium TV package, that vacation you were planning to go on. Limit your discretionary spending and focus only on the critical needs.
If you have a hobby or side hustle that you can monetize while you're back on the job search, kick it into high gear. Platforms like Wix, Weebly, WordPress, and Google offer free websites to get you up and running. The extra income will help provide a cushion and bridge the gap until you're able to secure your next full-time job opportunity.
If you get a stimulus check, tax refund, or other windfall of cash, now is NOT the time to pay down debt. I know that goes against conventional wisdom, but hear me out. As previously mentioned, you may be able to get a break on some of your obligations if you contact your lenders and explain your current employment situation. Wouldn't it be a waste for you to pay off your credit cards right now, only to run the balances back up due to lack of income? Save those extra dollars you receive as you may need them to live on as it may take time to find a job.
4.Julia, companies are FIRING, not hiring. How do I even find a job right now? How do I approach my job search at a time like this?
Not ALL companies are downsizing or laying off workers during this crisis. In my last article, "How To Thrive As A Job-Seeker In Today's Job Market", I shared a list of industries that are hiring during this crisis including remote communications and online learning. So you CAN get back into the workforce! But how do you get started?
First, take a minute to determine if you are in urgent need to just get a job (ANY JOB, ANYWHERE) or if you can be more patient in your search to find the right opportunity. If you're in urgent need, research the companies that are hiring and what roles are available. Next, take an inventory of your most marketable skills and expertise. Do you have extensive technical/software knowledge? Are you a customer service boss? Whatever your skills may be, make note and then compare them to the open positions to see where you may find a match.
If you haven't dusted off your resume or LinkedIn profile in a while, use this extra time to spruce them up so you can submit a competitive job application. But you know that you can't just apply. Networking should and will be your best friend right now. With everyone at home and online, you can start connecting with recruiters, hiring managers, decision-makers, and current employees and begin conversations. Set up informal Zoom meetings or phone calls. Start working the virtual "room" and start being seen.
For more information about Julia Rock, check out Rock Career Development or follow her on Instagram and Twitter.
Featured image by Shutterstock
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ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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Honestly, I don’t know if it will surprise y’all or not to know that a few years back, Vice published an article entitled, “Women Get Bored in Bed Faster Than Men.” When it comes to the clients I work with, what I will say is men tend to underestimate how creative women can be while women seem to overlook that men fake orgasms just about as much as they do. My grand takeaway from all of this? Folks need to be intentional when it comes to keeping the spice alive in their sex life; especially if they’re in a long-term relationship.
That’s why, when one couple came to me and asked what was something that they could do to light the fire (pun intended) in their own bedroom, the first thing that I asked was if they had ever tried wax play before. You should’ve seen the expression on their faces. LOL.
When it comes to things like that, I think that it’s still taboo for some, simply because they’ve only seen it on a movie screen or heard about it in true extreme sexual contexts — and so, they don’t think that it’s something that is “for them” when, the reality is, with the right tips in tow, wax play can be for pretty much anyone…and everyone.
So today, let’s add something new to some of y’all’s boudoir list of activities. Here are 10 things that will, hopefully, help you to see the flames of wax play (I’ve got puns all over the place today) in a whole new light.
1. Anticipation Does Wonders for Sexual Arousal
GiphyI once read an article by a mental health expert who said that anticipation is probably the greatest aphrodisiac of all. It builds excitement. It fuels curiosity. At the end of the day, it’s like a mental form of edging because you’re getting close to something that you look forward to — although you’re not quite there yet. Listen, he’s not off base because even science says that anticipation can give you a dopamine hit that can ultimately improve your sexual experiences.
Keeping this point in mind, how can watching hot wax drip from a candle and head toward your body not fuel some level of anticipation? Especially if it’s your first few times trying it? A woman by the name of Ana Monnar once said, “Anticipation is sometimes more exciting than actual events.” Just something to consider, when it comes to entertaining bringing wax play into your world, my dear.
2. Wax Play Is Peak-Level Foreplay
GiphyWe all know what foreplay is, right? Just to be sure that we’re all on the same page, a very basic definition is it’s something that typically happens right before sex in order to arouse the people who are about to have it. And since foreplay is pretty much the prelude to copulation, it’s important that “the appetizer” is damn near as good as the “main course.” Wax play can help to ensure that because, aside from what I just said about anticipation, it can also help you and your partner tap into your more sensual and seductive sides. It’s hot. It requires being mindful. And since so much give and take is involved, it requires both people to be very into the moment. Lawd. Wax play is sexy to even just think about!
3. Temperature Pleasure Is Lots of Fun
GiphyOkay, say that you’ve never played with wax (in this way) before. Have you ever incorporated ice cubes? I ain’t gonna let y’all get ALL up in my business, so…let me just say (for now) that some ice during oral sex ain’t neva hurt nobody…quite the contrary! There’s something about the unexpected cool that mixes around with the warmth of a mouth that is truly unmatched. Along these same lines, wax play brings in the heat and, what makes temperature pleasure/play so awesome is, that it uses the sensations of different temperatures to bring out different forms of stimulation.
Another thing that’s worth noting about temperature pleasure is if you’re someone who considers yourself to be on the sexually conservative side yet you do like this type of activity, whether you realize it or not, you’re low-key participating in a form of kink (yep!). This brings me to my next point.
4. Wax Play Is an Introduction to Kink
GiphyIt’s kind of interesting how some people clam up at the thought of a (sexual) kink when the reality is, at the end of the day, it’s about having a certain type of sexual experience (as opposed to a fetish that focuses on objects or body parts; like a foot fetish, for example). So, if it’s that simple, why does it intimidate a lot of folks? Well, kinks tend to delve into people’s fantasies or unconventional ways of thinking (like BDSM or voyeurism).
At the same time, the cool thing about kinks is you control how deep you want to go. Just know that if you do participate in wax play, there’s no point in turning up your nose to the whole kink thing; wax play technically qualifies.
5. Soy Does One Thing. Paraffin Does Another.
GiphyOkay, so let’s spend a couple of moments talking about the things that you need to get the most out of your wax play experience. First, please don’t be out here imitating movies. While they will have you believing that you should pull a taper candle from your dining room table and go ham with it, it’s best to go with massage candles; they are specifically designed for wax play and body massages (The Knot has a recommendation list here and Women’s Health has a list of their own here).
When it comes to candles, in general, I’m always a fan of soy because they burn cleaner and last longer. However, when it comes to wax play, two other reasons why soy is best is it’s natural and “burns lower;” this simply means that once the wax hits your body, it won’t be as hot as, say, paraffin wax will (because it has a higher burning point).
What all of this means is if you want a more comfortable experience, go with a soy (or even a shea butter or beeswax) candle. If you want to play with the big (wax play) kids, try paraffin.
Oh, and if you’re wondering if you can never use “regular” candles — I mean, it’s your body. All I’m saying is some candles are designed for wax play; birthday candles? They are not. Feel me?
6. Massage Candles Feel Incredible on Your Muscles and Joints
GiphySo, here’s the thing about massage candles: If you’ve ever had a professional massage before, your massage therapist may have used them. And if you’ve gotten a high-end mani/pedi, some paraffin wax may have come into play (no pun intended). That’s because the wax from both types of candles has health benefits that include relaxing muscles, improving joint mobility, and increasing blood flow throughout the body. And when you factor in the fact that the better you physically feel before sex, the better sex will be during it — isn’t that just one more plus for and perk of wax play? I definitely think so.
7. The Aromatherapy Is Incomparable
GiphySomething else that’s awesome about most massage candles is they have a wonderfully alluring scent to them, by design. Yes, that matters too because there is plenty of data out here to support the fact that aromatherapy does everything from reduce stress and relieve bodily discomfort to treat headaches and fight off infections (word on the street is that it may even help with menstrual cramps and menopause).
As far as your sex life goes, aromatherapy is supreme because certain essential oils double up as aphrodisiacs. Lavender, neroli, and rose are proven to improve your sexual function. Geranium reduces anxiety. And listen, if climaxing is your ultimate goal, check out “Ultimate Climax Hack? 10 Scents That Make It So Much Easier To Orgasm” and then look for massage oils that smell like, say, vanilla, saffron or jasmine. Bottom line, a good massage candle that smells amazing is going to be worth every cent that you spent to purchase it.
8. You Will Learn Communication (and Dirty Talk) on a Whole ‘Nother Level
GiphyOne of the reasons why I once penned, “Are You Ready To Apply Your Love Language To Your Sex Life?” for the platform is because, if there’s one thing that I think is so awesome about sex, is it finds a way to incorporate all five of your senses (sight, touch, taste, sound and hearing) as well as your top love languages (words of affirmation, quality time, acts of service, physical touch and gifts — if you’re open to it).
And when it comes to hearing (and words of affirmation), this is another area where wax play can be a winner because, as you’re learning what works for your partner and they learn what works for you, words have to be exchanged… perhaps even dirty ones.
And why is dirty talk so damn effective? According to scientific research, it has the ability to activate your entire brain (the biggest sex organ that you have) and when this is going on while you’re being physically stimulated — chile, the sky truly is the limit!
9. Wax Play Is Completely Customizable
GiphyYou know back when I was talking about soy candles vs. paraffin ones? Something that I didn’t mention, by design at the time, is that, although I will forever be Team Massage Candles when it comes to this particular topic, there are some known as wax play candles too. What’s the difference? Wax play candles tend to remain pretty hard (after being lit up) while massage candles are designed to melt into a liquid that you can massage on your partner’s body.
Why am I bringing this all up now? Well, it’s to serve as a reminder that wax play can be “dialed up” or “turned down” based on what you want to do. If you just want to put a twist on a massage, you can do that. If you’d like to test your partner’s tolerance level by applying more heat for longer, do that.
Just make sure that you use the kind of wax that doesn’t fully melt on shaved areas of the body (pretty sure why is self-explanatory), that you moisturize your skin beforehand (it’s easier to remove the wax…or whatever is leftover) that way and that you pour around 15-20 inches away from your partner’s body; that gives it time to cool somewhat on the way down. Oh, and if you don’t want to jack up your sheets, you might want to lay down a protective drop cloth (like this one here).
10. It Sure As Hell Ain’t Boring
Season 1 Friends GIF - Find & Share on GIPHYGiphyLast point — and it brings all of this full circle. Now that you’ve read all of the ways that wax play can benefit your sex life, how in the world could you associate it with “boring” on any level? Anything that can get you hype, cultivate eagerness, and enhance what you’ve already got going on…that is worth putting on your sex bucket list and trying at least one time, wouldn’t you say? And why can’t that time be…TONIGHT? Shoot your man a pick of a massage candle with a heart and watch him beat you home.
Then report back (with edits…LOL).
Something tells me that you’ll become a wax play fan — SOON.
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