This Influencer Embraces Her Sexuality While Saving Smart
Money Talks is an xoNecole series where we talk candidly to real women about how they spend money, their relationship with money, and how they spend it.
Though social media only sees a sexy influencer when you come across her Instagram page, Tere Tatiana is the definition of beauty and brains, and proof that being sexy and smart can coexist in today's digital world. Born Tereion Tatiana Henry, the self-proclaimed "cornbread-fed Georgia peach" graduated summa cum laude from Claflin University with a degree in Public Relations. In 2009, admittedly thrusted herself into the balancing act of being a single mother and preparing for deployment to Afghanistan as a government contractor.
Her four businesses––Labeled Blu Collections, Labeled Blu Realty, Labeled Blu Transportation, Southern Hospitality Adult Daycare Facility––are a product of her ambition and determination to fulfill her purpose to break the stigma against women in today's society. Though she has not personally experienced it, she recognizes the struggles of social media influencers who embrace their sexuality while being respected as businesswomen and entrepreneurs. Tere told xoNecole that the only negative experience she encounters is upon first impression when people believe her brand is shallow and solely based upon the glitz and glam of the influencer lifestyle. "Once they get to know me or see the informative business information I share with my followers, they message me apologizing for misjudging me and some even want me to mentor them. It's always gratifying when I can change a person's perspective of attractive women in business," she shared.
Courtesy of Tere Tatiana
"I feel society can do more by not shaming women for being human. Being sexy or having sex period shouldn't even be a topic of discussion when involving business. There are so many women who are smart, ambitious, tenacious, and driven, but just so happen to be sexy. Society should celebrate that."
"To me, it's very important for women to capitalize on their own intellectual, their own education, and experience, their own swag. It also gives her a sense of ownership and accomplishment by seeing her baby through," she said referring to a woman's business, brand, or project.
In this installment of "Money Talks", xoNecole spoke with the 34-year-old serial entrepreneur and social media influencer about turning your influence into wealth, increasing your income during the COVID-19 pandemic and her journey to financial stability as a smart, sexy entrepreneur.
On how much she saves and if it’s in a high-yield savings account:
"With my current budget, I have a set $2,000 monthly savings requirement for myself. It's been working pretty good so far. It's in a high-yield savings account."
On her definitions of wealth and success:
"To me, wealth refers to a person's monetary value perceived by others, while having success is how a person perceives themselves. Having self-fulfillment that doesn't necessarily relate to finance."
Courtesy of Tere Tatiana
On the lowest she’s ever felt when it came to her finances and how she overcame it:
"The lowest I've ever felt was when my ex-husband, who is an officer in the military, and I didn't have $13 between the two of us to get our daughter a can of milk in 2009. Yes, we both came from very supportive families but it was the principle for me. It really triggered my mentality towards being financially secure. In my mind, it pushed me into leaving my daughter at four-months-old to go to Afghanistan to make fast money. I vowed I'd never have that feeling again. And thank God, I haven't.
"I channeled that negative feeling of not being able to provide for my child into building a legacy I can one day be able to pass along to her. I have pursued and secured several very lucrative streams of income, that way I'd have a better chance of maintaining financially if anything were to ever happen economically."
On her biggest splurge to date:
"My biggest splurge would be my 2020 Maserati truck. It has always been my dream car and I felt as though I've worked hard enough for long enough to treat myself to something nice."
Courtesy of Tere Tatiana
"I channeled that negative feeling of not being able to provide for my child into building a legacy I can one day be able to pass along to her. I have pursued and secured several very lucrative streams of income, that way I'd have a better chance of maintaining financially if anything were to ever happen economically."
On whether she’s a spender or a saver:
"I am a woman (laughs) so I would consider myself a spender by nature. I had to train myself to become more disciplined, which was extremely hard. Honestly, I could probably do better."
On the importance of investing:
"It's very necessary to invest. My motto in business and life in general: Everything is a flow. Nothing can come in if nothing comes out! You have to sow seeds. If for nothing else, making residual income. A lot of millionaires become millionaires or multi-millionaires from making residual income. I've invested hundreds of thousands in different business ventures, as well as into myself and my brand. I also invest in stock, I purchased some Facebook stock when they first went public, as well as Bitcoin."
Courtesy of Tere Tatiana
"Everything is a flow. Nothing can come in if nothing comes out! You have to sow seeds. If for nothing else, making residual income. A lot of millionaires become millionaires or multi-millionaires from making residual income. I've invested hundreds of thousands in different business ventures, as well as into myself and my brand."
On her savings goals and what retirement looks like to her:
"I would like to become even more financially literate in moving and saving money. At this point in my life, it's hard for me to fathom retirement. I feel as though I'm one of those people who always have to have their hands into something."
On her budgeting must-haves:
"My budget must-haves would be cosmetics (hair, makeup, nails), tuitions, paying myself first, and food! (laughs) I'm definitely a foodie."
On her intentions behind multiple streams of revenue:
"My streams of revenue are from my trucking, real estate, and adult daycare facility. I also still make over six figures yearly with my job as a government contractor. I'm also in the works of developing a virtual trucking course for those looking to get into the trucking industry.
"Having multiple streams of income is very necessary! In today's unstable economy, entrepreneurs must remain fluid in order to survive. Plus, it's common knowledge that most millionaires have at least seven streams of income."
Courtesy of Tere Tatiana
"Having multiple streams of income is very necessary! In today's unstable economy, entrepreneurs must remain fluid in order to survive. Plus, it's common knowledge that most millionaires have at least seven streams of income."
On unhealthy money habits and mindsets:
"I had a really big problem with having the attitude of 'I'll make it right back!'. I'm so accustomed to making and being around fast money. Even as a child, my mother was a popular hairdresser from my hometown, so I've seen fast money my entire life. I [overcame it when] I saw [that] I got more accomplished. I actually began to 'see' my money and how it was working for me. I became more financially stable. I was even able to show others how to adopt the same mindset."
On her money mantra:
"I actually have two: 1) 'I am unapologetic about my desire to live a rich life', and 2) 'Money flows to me with ease and grace'."
On the craziest thing she’s ever done for money:
"(Laughs) Looking back at it, I wouldn't necessarily consider it desperate, although I felt like it was at the time, but I was an exotic dancer in college. I wasn't desperate but I've definitely always had money on my mind. I've always wanted to be independent. My intentions were definitely in a good place, just misguided."
On the worst money-related decision she’s ever made:
"I would have to say going into my adult daycare business without a direct plan. It started as a group home, then evolved into a residential, then finally an adult daycare over the course of four years. Although this is a very lucrative industry, the investment and overhead was a bit of a blow to my financial plan––I would do more research next time."
On her budget breakdown:
How much do you spend on rent? $2,500
Eating out/ordering in? $1,000
Gas/car note? $2,000
Personal expenses? $6,000
For more Tere, follow her on Instagram.
Featured image courtesy of Tere Tatiana.
From Heartbreak To Healing: The Multifaceted Journey Of Nazanin Mandi
Nazanin Mandi is never out of options.
About a year ago, the 37-year-old life coach and actress was navigating life after divorce and determined to experience homeownership for the first time as a single woman. She’d been married to the R&B singer Miguel for three years, following a long-term relationship that started when she was 18 years old. But, in 2022, she filed for divorce. It was certainly the most public change she made but, in reality, it was just one of many decisions to refocus and reach her full potential in recent years.
“During my 20s, I was not ready for more. I was living a really crazy life. It was unpredictable. I was helping somebody else grow. It was a lot, and it was intense. I was not pouring into myself the way I should’ve been,” she says in an xoNecole exclusive.
Still, as Mandi worked to get to know herself and her needs during this new phase of life, she realized the home she’d purchased wasn’t a good fit. Overwhelmed by the echoing of her voice in the spacious home, she had a breakdown and called her cousin, who immediately suggested she lease the home and live somewhere else. “I woke up in my house, and I was like, ‘This is not it for me,” she says. “All those years, I had been accustomed to living a certain way [and] in a certain house, so I bought myself a house like [my old home]. But my family was not the same. Waking up in that house by myself, it highlighted the divorce. I was like, ‘Oh, no, we can’t do this. This is not it.’ My life has changed, so my choices need to change.” At that moment, Mandi became open to the idea that there wasn’t one set way to achieve ownership on her own.
“I feel so much better. I’m in a smaller place. My best friend lives a minute from me and I can walk to her house,” she tells me during a Zoom interview from her home one recent afternoon in early February. In the past two years, she hasn’t just been advising other people on varying circumstances, she’s also been healing herself.
"During my 20s, I was not ready for more. I was living a really crazy life. It was unpredictable. I was helping somebody else grow. It was a lot, and it was intense. I was not pouring into myself the way I should’ve been."
Credit: Solmaz Saberi
If supporters began following Nazanin Mandi because of her conventional beauty or the contagious, bright, white smile she often wears in many of her photos, that’s likely not the reason they’ve stuck around. Instead, she’s amassed a following based on her transparency about her own anxiety and depression, along with the encouraging messages of self-acceptance, gratitude, ambition, and humility that are often sprinkled into her social media posts.
In an era where looking at Instagram photos of models can often lead to feelings of self-doubt and insecurity, Nazanin Mandi is determined to be more than eye candy. She’s food for her follower’s souls, too.
Since being recruited to model while dining at an In-N-Out at 10 years old, Mandi has worked in many areas of entertainment. The Valencia, California native has modeled for brands such as Olay, Savage X Fenty, and Good American. As a teen, she sang at Carnegie Hall and auditioned for season 1 of American Idol, making it all the way to Hollywood before producers disqualified her for lying about her age. (Mandi was 15 at the time, and contestants had to be at least 16 years old.) Mandi has acted, too, including appearing on Disney’s That’s So Raven as a teenager and on the BET+ series Games People Play and the Prime series Á La Carte in more recent years.
In recent years, though, she’s also expanded her professional goals outside of entertainment, too. After becoming a certified life coach in 2020, Mandi launched the membership platform You Bloome in 2022 with the hopes of providing wellness services to others, including her self-published gratitude journal. “I wish I had access to something like You Bloome earlier in my own life,” she writes on the company’s website. The actress, who has been forthcoming about her struggles with anxiety and depression, has never had a life coach, but credits therapy as a tool that “really, really saved me and it laid the foundation to who I am becoming.”
Credit: Solmaz Saberi
"I’m trying to find the balance between living life and knowing that whatever is meant for me is going to happen, but also know that I’m doing everything in my power to make those things happen and better myself."
While she’s always had a nurturing personality, Mandi says her interest in becoming a life coach was inspired by the women who would message her for advice on social media. “I would answer them back. It really sparked a fire within myself to help people,” she says.
You Bloome currently has three membership tiers, ranging in price from $2.99 to $39.99 per month. The highest tier offers a motivational text message twice a week, two live, group coaching sessions per month, and more. “We get emotional. We cry. We laugh. It’s really beautiful. I’ve built close relationships with my members through this. It’s been inspiring both ways,” Mandi says of the sessions. Still, the founder says she hopes to take on more motivational and keynote speaking opportunities in the future with the hopes of impacting as many people as possible.
And, she’s hoping to do all of this while continuing to explore a career as an entertainer.
At this point in her life, Mandi says she’s gained enough perspective on modeling, music, and acting to realize what she wants to prioritize moving forward. “We are going full force with acting,” she says, noting her goal is “to book a series regular or a film that impacts my career and the world.” She plans to continue to model, too, but has no desire to pursue music.
“I don’t want any part of that because I know what that life entails,” she says. “I don’t want to tour. I don’t want to do any of that. That is not where my heart is at.”
Credit: Solmaz Saberi
If you ask Mandi, she’ll tell you she feels most comfortable in front of a camera, but she’ll also admit that she’s recently experienced a lot of imposter syndrome when thinking about her acting career. “I think it’s a fear of not succeeding,” she says. If anything, she adds, she’s harder on herself now than she’s ever been. “There were distractions before. There’s no distractions now,” she says. “I’m putting pressure on myself for no reason.”
This is where the life coach’s own personal healing comes into play. Mandi says she’s learning recently that “slow progress is still big progress at the end of the day.”
“Currently, I’m trying to find the balance between living life and knowing that whatever is meant for me is going to happen, but also know that I’m doing everything in my power to make those things happen and better myself,” she adds.
Still, one of Mandi’s strengths is that she doesn’t feel the pressure to limit herself to just one passion. From working as a life coach to pursuing acting, she has given herself grace to explore all other dreams.
“We can be allowed to be many different things in this lifetime,” she says. “As people, our identities are allowed to expand. Don’t put us in a fucking box. I cannot live that way anymore.”
For more of Nazanin, follow her on Instagram @nazaninmandi.
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Featured image by Solmaz Saberi
Kierra Sheard-Kelly Talks Being A New Mom And How Her Children's Book Is Based On A True Story
Kierra Sheard-Kelly is a Grammy award-winning artist who has been a force in gospel music for almost two decades. Although she comes from the legendary musical family, The Clark Sisters (her mom being Karen Clark Sheard), she has managed to make a name for herself in gospel with hits like "Hang On" and "It Keeps Happening," as well as being a judge on the popular BET gospel singing competition show, Sunday's Best.
Besides music, Kierra has also ventured into fashion with her clothing line Eleven60 and is an author, penning her latest book, Kiki Finds Her Voice, which is a children's book based on a childhood memory. With so much success in her career, the singer has now started on a new journey, motherhood. In a xoNecole exclusive, Kierra opens up about becoming a children's book author, a new mom, and much more.
While Kierra already has two books under her belt, the Line Sisters star chose to make her third book, Kiki Finds Her Voice, a children's book. The story is about Kiki deciding to sing about God in a school talent show after her parents told her she couldn't sing a love song with her friends. Kierra says the story is based on a moment in her childhood.
"I was auditioning with some girls from school, and I think we all kind of go through this where we're discovering if we are extroverts or introverts, or even if we're in between, ambiverts and then sometimes we feel like it sometimes we don't," she tells us. "Children still have that space as well. But at this moment, I was trying to make friends. I was trying to fit in. I wanted to be popular and cool and be accepted. And I think every child goes through this at some point in their lives, and I auditioned for a talent show."
Kierra explains that they sang an R&B song during the audition, and when her mom caught wind of it, she made her change her song. "My mother was being my mother and being the protective adult that she was in that space, and she was like, 'This is not an appropriate song for you to sing as a child.' So, she bust into that talent show audition, and she made sure that I switched my song," she reveals.
"Of course, the girls, they dropped off, and they weren't interested, and they were like, we don't want to do your churchy song swap out kind of thing. And I had to learn the lesson my parents were saying, 'Hey, everybody's not gonna agree with your choices, and that's even now. Even when you become an adult, but don't let that define you."
Kiki Finds Her Voice was influenced by Kierra becoming a mother herself. The "Miracles" singer is a new mom to Khloé-Drew Valencia Kelly, who she shares with her husband, Jordan Kelly. The couple tied the knot in December 2020, and Kierra has been candid about their pregnancy journey. The gospel singer experienced several miscarriages before welcoming little Khloé in November 2023, and after a few months in, she is opening up about motherhood, calling it "great," "beautiful," and even "tricky."
"It's almost like motherhood has strengthened me to be more bold with what I know God has told me and to not question or doubt it. It's like you don't have too much time to second guess that because literally, someone else is dependent on your relationship with God, you know?" She explains.
"So it has me diving in. My prayer points are different. My prayers are more precise. Even with who's around me, I'm very careful now. I'm always looking around my shoulder, not, you know, out of fear, but just to make sure. And I read something the other day, and it said, not only is the baby born, but the mother is born also. So this new being that is a part of myself has been awakened, and it's beautiful. I'm writing and singing different. I don't worry about the little stuff, you know, the minutiae. I let stuff go. It's like I got other things to worry about. Like I feel grown grown now. If you know what I mean?"
Kierra calls Khloé-Drew her "miracle baby," and she hopes to build a relationship similar to the one she has with her parents. The "Something Has To Break" artist says her parents, Karen Clark Sheard and John Drew Sheard Sr., are her best friends, and fostering a relationship with her daughter is what's most important to her.
Keep up with Kierra and her family on Instagram and check out her children's book Kiki Finds Her Voice.
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Feature image by Michael Kovac/Getty Images for Lifetime