So you've made it to the final round of those job interviews, and now they're talking money. You get excited at this point, especially because it's your dream job working for your dream company. You've beaten out the competition, and you're now meeting senior managers who make the final decision.
This can seem a bit intimidating since you really want the job, and these are key people you have to impress. Well, just remember, they need you, too. You're talented, skilled, and trained to do the job, so they aren't doing you a favor. It's business. And in that vein, you have to put on your business cap and start asking a few important money questions before even considering accepting a job offer.
I was once gaslit by a company to simply accept less money for more work, and I learned this lesson the hard way: Don't ever just accept a job simply because it's a power move. The money needs to be right, too, and you deserve it. Here are a few questions you should ask during your next job interview process to be sure you and your potential employer are on the same page:
1. "What final compensation range are you all offering for this position?"
First, please don't jump to answer this question if an interviewer asks this at the start of the interview. Kindly state that you'd like to know more about what the position entails and their expectations of you in order to give a sound and fair answer about compensation. When you do ask, be sure to use the words "range of compensation" when talking about salary versus saying, "What's the pay for this position?" There's tact needed and you want to be careful of the tone.
Get them to reiterate the salary range throughout the process so that you can be sure what they're offering is the same as the first round or other conversations you might have had with recruiters or managers along the way. And when reading the offer letter, make sure what was agreed upon (down to specifics about the hours and work that compensation covers) is clearly indicated and aligned.
If you're a newbie to the industry, just graduated college, or you're transitioning into a new career, this is still important because, again, you're still the prize. You'll need to be realistic and reasonable when it comes to your starting pay, but speak up and advocate for yourself in order to be more strategic about what you accept. This could affect your salary potential, quality of life, and work-life balance down the line. Sometimes, when you accept too low of a salary at the onset, it can be hard to get more from that same company later, even when promoted.
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2. "How are raises calculated, and when are they typically given?"
This is a very important question because you don't want to be stuck at a company that doesn't actually compensate their employees for growth and good work. Again, it's business. If the company is thriving and you've had a hand in that, you should be compensated. Find out details on their policies in order to make sure they align with your long-term goals as the ambitious, talented leader that you are.
Companies have various ways of rewarding their employees, so if that particular company's way is okay with you, move forward. If not, ask about incorporating accommodations for you in your hiring contract if your work experience and resume reflect a need for that.
3. "What are the guidelines related to bonuses and how are those given?"
This question can be very industry-specific (i.e., sales, retail, manufacturing, finance, IT), so if it doesn't apply to the industry you're in, you can skip this one. If it does, you definitely need to get the details on when, how, and how much. What factors affect quarterly, bi-annual, or annual bonuses?
The difference between a bonus and a raise is that bonuses, in some cases, are offered based on overall company performance, not an employee's.
There are performance-based bonuses as well, which work a bit differently from raises. A raise would be a long-term increase in your salary, while a bonus is a one-time incentive or addition to those funds. So, someone might, for example, get a 10% raise and a yearly bonus on top of that.
Just be sure you know what's what when it comes to this and consider how this factor might make or break meeting your financial goals, the type of work you do (and how), or the nature of the work you do (and how you're compensated for it.)
4. "What retirement fund options are available and does the company match any contributions?
If you're in your late 20s or early 30s, you might be thinking, "I'm too young to be worried about retirement savings," but take it from a so-called "geriatric millennial," you're not. Saving up for retirement is a must, and trust me, my 401K saved me in a clutch 10 years after I'd been mindlessly putting money away in it and had forgotten my company still had it. (And yes, there was a penalty for withdrawing from it early, but that's not the point. It truly was an emergency at the time.)
Some companies stopped matching contributions to 401Ks when recessions hit, but today, many have gone back to normal, offering matches on the funds that you put away via your paycheck.
Sometimes, companies won't match because they can't financially afford to, especially when it's a startup or a company that just isn't doing well financially. Keep this in mind when you're listening to their answer to this question.
Don't wait until the offer is signed to ask about this. Get the information you need now and be empowered to save up for your future. Even if the salary and other benefits are great and you want to take the job simply for those factors, at least you'll know what you need to do if the company doesn't offer retirement savings options.
5. "What is the process for compensation for overtime or work done outside the contracted work hours?"
Y'all, this one is key. Some company leaders will try to hit you with the okey-doke on this one, so stay vigilant and aware. I don't care what industry you're in or what position you're applying for. Get a clear understanding of their overtime policy before accepting the job. There's a lot written and talked about when it comes to burnout, and while we love being superwomen who can do multiple things well, we need to have a balanced approach to boundaries in the workplace.
You might not want to ask for money for every little extra task you do to get your job done. But you certainly don't want to be in the awkward position of coming back to your manager, after the fact, asking to be paid overtime for 20 hours of extra work you've done, only to find out the company does not offer it.
You also don't want to be taken advantage of simply because you don't know that your manager has you working extra hours, illegally or against company policy, without compensation (or even without the correct amount of compensation.)
And there's little to no guilt, at least for me, to say "No, respectfully, I cannot," when I know extra hours are being requested (or when a project requires a substantial number of additional hours) but I'm not going to be paid for it. It's against my contract or against policy. So, no, thank you.
I've made this mistake myself, many times, especially as a self-employed professional who did not initially set boundaries on this at the onset. I now have a sense of mental sanity and peace---as well as financial freedom not laced with resentment, burnout, and check-to-check drama--knowing I'm a stickler on asking this question at the onset before signing any contracts.
6. "What are the details of your standard benefits package?"
This is tied to money because it impacts your out-of-pocket expenses after you've been paid. So, it's vital to ask this one. The benefits that the company offers save you money, time, and stress in the long run, so be sure to consider all factors before saying yes to an offer. Do you need childcare? Do you need to work remote to do your best work or have time flexibility? Do you need more prescription drug coverage for a long-term illness you're managing? Are you caring for an elderly parent?
Are the insurance providers accessible and applicable to your healthcare providers? Is there a technology stipend to cover the technology or wifi you're using to do your work from home? Do they offer coverage, programs, partnerships, or discounts for wellness, counseling, or reproductive health?
Don't explicitly ask the potential employer the above questions, but keep them in mind for yourself when taking in all the information they're giving you about benefits. These are all things to consider when it comes to benefits, your money, and the quality of life you'd like to have when taking on a new professional role. Be sure you're advocating for yourself by asking the money questions that will provide answers for protecting your well-being and your future.
And if an interviewer seems a bit rude, off, vague, uninformed, or dismissive in answering the above, very standard, inquiries, consider interviewing elsewhere or accepting offers at companies that value the above and are equipped to handle a qualified, innovative, magnificent creature such as yourself.
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The Fall Staples It Girls From Coast To Coast Are Already Wearing
When it comes to trends, It girls lead, they don’t follow. Keeping one finger on the pulse of fashion and the other on their instincts, it’s their innate ability to dress to the beat of their own heart that makes them stand out amongst everyone else around them.
These women are ahead of their time, forecasting what will eventually be adopted by the masses often years in advance. In most cases, buying into trending items is just a by-product of their love of fashion, however, it's never the key ingredient of a memorable outfit.
As we transition from summer to fall, there’s no need to spend too many coins curating a brand new seasonal wardrobe, especially in this economy. Instead of shopping targeted ads, we interviewed fashion-forward influencers to spark our imagination and gather insight on what they’re already wearing leading into the upcoming season. Keep scrolling to get the scoop on essential items these fashion-forward women are looking forward to wearing this fall.
Helecia Williams, Houston
Comfort
Helecia’s style in three words: “Structured, bold, and explorative.”
Helecia’s outfit inspiration: “I am most interested in comfort as a trend. I am truly enjoying the mix of flats with elevated outfits and the incorporation of street-style elements into the looks. I have seen so much juxtaposition that makes the outfits interesting and intriguing. I love the pairing of fitted caps with [suits] and ballet flats. That mashup is impeccable, and we saw some of that peeking through last fall, and now it's taken on a life of its own.
"As a sneaker lover and comfort sneakers, bringing back flats is just a reimagination of past trends with a fresh twist.”
What color(s) is on Helecia’s fall mood board: “Hands down, red! It's such a bold and bossy color. Now, we see it becoming much more accessible in fashion and realize how easy it is to style and incorporate into a look for that extra pop. It also pairs well with so many other shades and tones. Some of my favorite combos are red and burgundy, red and yellow, and red and brown. Even if you aren't fully convinced that it's the color of the season and still have reservations about it, you can go classic and incorporate it in an accessory or makeup like a red lip.”
Are you bringing anything back from your 2023 fall wardrobe? “I will be returning and recycling all of my 2023 fall wardrobe and just styling it differently or giving it new life. Despite my love for trends, I've curated a wardrobe that I love so I will mix the old in with the new. And not to toot my own horn but a lot of my fashion moments are ahead of the times and still very relevant for this upcoming fall. Expect to see tons of texture, juxtaposition, unexpected color combos, and street style.”
How Helecia is accessorizing this season: “I hate to admit it, but the one trend that has me in a chokehold this fall is bold jewelry, particularly in gold. I've realized that accessories can do wonders, and the Schiaparelli era has me shook. I am a ‘Stan’ of Shop Khoi, a Black-owned jewelry brand that creates some of the most amazing, high-quality fashion jewelry. It just sets off any outfit no matter how simple it may be and easily becomes a conversation piece.”
Courtney Blackwell, New York City
Courtney’s style in three words: “Vintage, oversize, and sexy.”
Courtney’s most anticipated fall fashion items: “The fashion item I am anticipating wearing is vintage leather in all colors!”
Courtney's color picks for fall: “Cherry reds, forest greens, and different shades of gray.”
The trend that has Courtney in a chokehold this season: “Skirts! I’ve never been a skirt girly, well mini skirts girly, but I think I’m going to step it up with the minis this fall.”
Shaniqua Jordan, New York City
Timeless
Shaniqua’s personal styling tip for fall: “I hate to admit it, but the one trend that has me in a chokehold this fall is any oversized outerwear piece, especially oversized blazers. And as basic as it may sound, I can't get enough of them. They instantly elevate any look, and they're so versatile, whether I'm going for a polished vibe or something more casual. Plus, they are perfect for layering as the weather cools down.
"I know most people wouldn't typically opt for suede, but if you've been following my style, you know I'm all about my outerwear. I love adding texture to my looks, even if it's subtle, and a good suede jacket does that for me. The soft texture and rich hues of suede add that cherry on top for any fall look. Whether I'm rocking a bomber style in a jewel tone or a tailored trench in a neutral shade, a suede jacket is one piece I'm looking forward to wearing to elevate my fall wardrobe.”
These colors are all over Shaniqua’s fall mood board: “The colors on my fall mood board are rich earth tones like deep browns and olive greens paired with classic neutrals like camel and cream. I'd like to throw in a pop of butter yellow. I know it might seem more spring-like, but I love how it pairs with deep browns, oxblood, and even grays. It's the perfect way to brighten up those cozy, moody fall vibes. I'm also loving pops of bold jewel tones like emerald and burgundy to add a bit of luxe to the season. These shades give that cozy yet elevated feel I'm always aiming for in my fall wardrobe.”
Shaniqua describes her fall wardrobe in three words: “If I describe my fall wardrobe in three words, they would be chic, layered, and timeless. I love combining unique pieces with a classic touch, creating looks that stand out without trying too hard. It's all about finding that perfect balance between staying true to timeless fashion and adding my own signature flair.”
Are you bringing anything back from your 2023 fall wardrobe? "I am definitely an outfit repeater, so not only will I bring back pieces from my 2023 fall wardrobe, but I also have so many oldies but goodies that I’ll be incorporating into my fall 2024 looks. I think that's what really helps convey my personal style; buying pieces I genuinely love and being able to work them into my style season after season. It's all about longevity and staying true to what I love."
Alasia Allen, Los Angeles
Provocative
Alasia describes her style in three words: “Opulent, sleek, provocative.”
The fashion item Alasia anticipates wearing the most this fall: “I’m really into gloves this season. Whether it’s biker style or long, sleek, leather gloves, they add an interesting take to a fall look.”
The fall colors catching Alasia’s eye: “I’m loving navy or a super deep purple this season so I’ll be adding those into my wardrobe. They’re both so sophisticated and a good alternative to black.”
The fall staple Alaisa plans to bring back from her 2023 wardrobe: “Every year, I wear a shearling coat. It’s timeless, it’s warm, it’s my thing. There’s something very elevating about shearlings that have drawn to me year after year, and that’s what makes them my favorite style of outwear.”
The accessory that has Alasia in a chokehold this season: “Boots. I love a good boot as my go-to accessory for the fall/winter season. My favorites are boots that have a little flair to them and an interesting shape.”
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Here's Why Taylor Russell's Red Carpet Style Is Unmatched
Taylor Russell is an actor-model-director-baddie who has quickly become a favorite of fashion enthusiasts. With her unique style and edgy attitude, Russell is making waves on both the red carpet and the streets.
Beginning her professional acting career in 2012, Taylor Russell made her debut in a minor role on the CW medical drama series Emily Owens, M.D. She further showcased her talent in the 2014 Lifetime television film The Unauthorized Saved by the Bell Story and the Disney XD television film Pants on Fire.
Russell's acting repertoire extends beyond these roles, as she has notably portrayed characters in critically acclaimed films such as Bones and All (2022), Waves (2019), and The Heart Still Hums (2020). Her background in dance has influenced her acting style, and she began acting professionally as a teenager after taking an acting class. With her diverse experiences and impressive performances, Taylor Russell has established herself as a versatile and talented actress and director in the entertainment industry.
Best of all, the Canadian-born actress' red carpet looks are often daring and experimental. She is not afraid to take risks, and she often wears pieces that are unexpected and unconventional.
In her street style, Taylor is more relaxed and casual, but she still manages to look effortlessly chic. She often wears oversized clothing, such as baggy jeans and hoodies, but she always adds a touch of glamour with her accessories. For example, she might pair a simple T-shirt and jeans with a designer handbag and a pair of statement earrings.
Taylor's unique style has made her a muse for fashion designers and stylists. She has been featured in numerous magazines, and she has walked the runway for some of the biggest names in fashion. It is clear that Taylor is a star on the rise, and her fashion journey is sure to be one to watch.
Let’s run back some of our favorite looks that solidify the actress as a fashion icon.
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