Everyone Can't Afford To Quit Their Job To Travel The World. And That's OK.
For me, the thought of traveling to the next destination is greater than any high that I could ever experience. The luxury of trotting around the globe is one that I consider to be a blessing. But don't believe the hype, I need to work a 9-5 to do it. And quite honestly, I'm tired of hearing narratives about people who "dropped everything" to see the world. They'd explain that they had $10-20K in the bank saved up and they decided to just get up and go! More power to them (or you) if this is their reality, but I've got BILLS! Day-to-day expenses, kids, student loan debt, etc. make it necessary for many of us to punch a clock just to make ends meet, let alone plan a vacation.
My wanderlust obsession came later in life. By the time I began to travel on a regular basis, I was already running the corporate rat race trying to pay back student loans that I had taken out for both my Bachelor's and Master's degrees. The last thing on my mind was walking away from my "bread and butter" to travel full-time. Yeah, I know. It's possible to get to the point where you can get paid to travel regularly, but even that takes time. Parenthood can present challenges as well. And while I don't have children, I often speak to parents who talk about how working around their children's social and school schedules in addition to getting the money required to do it all can many times force them to put their wanderlust on the back burner.
But despite life's demands, it is possible to create a balance between juggling responsibilities and setting aside time and money to travel. Here are some creative ways to do it:
1.Use a portion of pay increases to create a travel fund.
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Even if it's $5 or $10 dollars per week, a little can go a long way. You can either open up a bank account and have the money automatically taken out during a certain time of the month so that you never see it, or it can be as simple as a jar on the counter that you contribute to regularly. Using a pay raise or work bonus is a great way to reward yourself with money toward that trip that you've been looking forward to. $10 a week could go towards a one-way or roundtrip flight by the end of the year, depending on the airline and where you're traveling.
2.Establish your needs vs. wants.
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Sis, do you really need that Frappuccino? Establishing want you need to spend your money on and what you don't, could make the difference between you actually going on that dream vacation or just fantasizing about it while scrolling through pics on social media. Sometimes, you can't buy the pretty wardrobe and fly out to show it off. Also, forgoing your favorite lunch and packing a turkey sandwich and a salad could save you hundreds of dollars a year that could go towards your travel fund. If travel is important, make sacrifices that help to get you closer to your goals.
3.Make time to just do it.
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We're all busy! Especially if you're a parent with a full-time job. It's never going to be a perfect time to travel if you have a ton of responsibilities. And in many cases, by the time we think that it's a perfect time, something else comes up and we miss the window to book a great getaway. So pick a couple of dates at the beginning of the year, lock in the time off, and just pay for the trip! This way, you can't talk yourself out of not going (due to life's responsibilities) at the last minute. Remember, you deserve to unwind. So just do it! If you're worried about a last minute emergency, buy travel insurance, or book a flight on an airline like Southwest that doesn't penalize you for last minute cancellations and gives you flexibility to make changes at no extra charge.
4.Be smart when planning family vacations.
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Parents: if you travel for work, make your points you earn count by using the miles that you've accumulated towards a family vacation. You can also book during airline sales to make your points go further. Also, signing up for a credit card used strictly for travel is an awesome way to get more bang for your buck with hotels, dining, airlines and more! Finally, buying into a timeshare when you have a large family, helps to not only save money, but the multiple rooms and space gives couples a little more privacy than if they had simply booked a double bed at a regular hotel.
5.Put your trip on layaway.
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Do research on "vacation layaway" services that allow you to put a little money down per month six months to a year ahead of your trip. The services come with a fee and can require a deposit as low as ten percent. You can make specified payments for the length of your contract agreement leading up to the trip. It is important to read the fine print when putting a vacation on layaway so as to be sure that you're covered and insured if a last minute emergency arises. Websites like Airfordable.com and FlightLayaway.com are great places to start. You can also check with your favorite airline and ask about payment plans if you don't have the money to pay the full amount for your flight.
Related Stories
How To Travel The World With A Full-Time Job - Read More
I Went Broke Trying To Live My Best Life - Read More
How NOT Vacationing Helped Me Live My Best Life - Read More
Featured image by Getty Images
- How Can You NOT Afford To Travel? | HuffPost Life ›
- What to Do When You Have a Travel Itch You Can't Scratch ›
- The problem with “how I afford to travel” posts – Snarky Nomad ›
- You're Right — You Probably Can't Afford To Travel | Thought Catalog ›
- Why You Can't Afford To Travel (& What You Can Do About It ... ›
- I Want to Travel But I Can't Afford It - Global Goose Travel Blog ›
- How We Afford to Travel (& How You Can Too) - Thrifty Nomads ›
- Stop pretending everyone can travel - Oneika the Traveller ›
Tiffany D. Smith is a TV journalist by day and food and travel influencer by night from Chicago, IL. Since being bitten by the travel bug a few years ago, she uses her blog TheLoveofFoodandTravel.com to encourage people to release their fears, step out of their comfort zones, and explore new places and great food. When Tiffany isn't working in live TV or blogging, she enjoys kickboxing, watching 70's shows, and spending time with friends and family. Keep up with her @loveoffoodandtravel on IG.
ItGirl 100 Honors Black Women Who Create Culture & Put On For Their Cities
As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.
VIEW THE FULL ITGIRL 100 LIST HERE.
Don’t forget to also check out the ItGirl Directory, featuring 50 Black-woman-owned marketing and branding agencies, photographers and videographers, publicists, and more.
THE ITGIRL MEMO
I. An ItGirl puts on for her city and masters her self-worth through purpose.
II. An ItGirl celebrates all the things that make her unique.
III. An ItGirl empowers others to become the best versions of themselves.
IV. An ItGirl leads by example, inspiring others through her actions and integrity.
V. An ItGirl paves the way for authenticity and diversity in all aspects of life.
VI. An ItGirl uses the power of her voice to advocate for positive change in the world.
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ItGirl 100: Get To Know Some Of The Most Inspiring And Empowering Women On Our List
The ItGirl 100 List, in partnership with Hyundai, is a celebration of 100 Black women who aren’t afraid to pull up their own seats to the table.
We often see lists featuring amazing women who are seasoned in this thing called life, and our ItGirl 100 List gives flowers to the people they’ve passed the torch to: young millennial and Gen Z women who are innovating and disrupting in today’s world of advancement.
xoNecole has partnered with Hyundai for its inaugural ItGirl 100 List to give these women their flowers today. It’s a celebration of 100 Genzennial women who have built their own tables, launched new businesses, and redefined what it truly means to be blessed, booked, and busy.
Here’s a snapshot of fun facts from a few of the women listed on the ItGirl 100, representing the East, West, Midwest, and South:
EAST
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DJ 9AM: DJ & Curator
Representing: Brooklyn
Ultimate ItGirl Song: "On My Mama" by Victoria Monét
Favorite OG It Girl: Nia Long
Zodiac Big Three: Cancer Sun, Taurus Moon, Pisces Rising
Favoring open-format, multi-genre mixes, this DJ has created a winning reputation for rocking a crowd with seamless transitions and selections, always representing Southwest musical and cultural influences.
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Tiffany James, Founder, Modern BLK Girl
Representing:Brooklyn
Ultimate ItGirl Song: "Lucky Girl" by Carlina
Favorite OG It Girl:Naomi Campbell
Zodiac Big Three: Sagittarius Sun, Leo Moon, Virgo Rising
Modern BLK Girl is one of the leading investment groups among women of color, and the founder serves as an avid investor, community builder, and advocate. Tiffany James is also a mentor, utilizing her unique combination of financial and fashion expertise.
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Kat Mateo, Casting Director
Representing: New Jersey
Ultimate ItGirl Song: "Princess Going Digital" by Amaarae
Favorite OG It Girl: Kelis, Eve, Lil Kim
Zodiac Big Three: Aries Sun, Cancer Moon, Cancer Rising
Thriving as a casting director and stylist, Kat Mateo offers a unique point of view that has shaped New York Fashion Week shows, ad campaigns, and editorials. She has also been a major contributor to cultural conversations related to fashion and inclusivity.
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Denise Stephanie Hewitt, Photographer
Representing: Brooklyn
Ultimate ItGirl Song: "Experience" by Victoria Monét
Favorite OG It Girl: Hannah Montana
Zodiac Big Three: Taurus Sun, Aquarius Moon, Aquarius Rising
This Gordon Parks Foundation scholar is a full-time student who has been working to expand her freelance career in photography. Denise is also been featured among Essence'sinaugural list of "Top 10 Creators Under 30," for her unique aesthetics and perceptions through her art.
WEST
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Nayamka Roberts-Smith, Aesthetician
Representing: Los Angeles
Ultimate ItGirl Song: "Tomorrow 2" by GloRilla & Cardi B
Favorite OG It Girl: Meagan Good
Zodiac Big Three: Sagittarius Sun, Leo Moon, Capricorn Rising
Nayamka Roberts-Smith is an award-winning professional in the skincare industry and serves as an educator, offering knowledge on beauty culture. She also is a well-sought-after speaker on beauty and women’s issues, with a following of more than 1 million on social.
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Desiree L. Talley, Esq., Vice President, Legal & Business Affairs, Revolt TV
Representing: Los Angeles
Ultimate ItGirl Song: "Nice" by The Carters
Favorite OG It Girl: Issa Rae
Zodiac Big Three: Cancer Sun, Scorpio Moon, Cancer Rising
An attorney and storyteller, Desiree L. Talley meshes relatability with her legal smarts for the culture. She advocates for cultural advancement and societal change through her POPLAW Podcast while balancing her executive duties at Revolt TV.
Marley Rae
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Marley Rae, Organizer, WalkGood
Representing: Los Angeles
Ultimate ItGirl Song: "Nice For What" by Drake
Favorite OG It Girl: Mariah Carey
Zodiac Big Three: Capricorn Sun, Taurus Moon, Leo Rising
Marley Rae is a Nike Athlete, certified yoga instructor, COO, and Director of Health and Wellness for WalkGood LA, a family-founded non-profit organization. She is dedicated to fostering understanding and care in local and global communities.
MIDWEST
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Shawnee Dez
Representing: Chicago
Ultimate ItGirl Song: "FreeBody Freestyle" by Shawnee Dez
Favorite OG It Girl: Toni Morrison
Zodiac Big Three: Cancer Sun, Aquarius Moon, Cancer Rising
Shawnee Dez is an artist who's all about captivating her audience through encouragement and empowerment. Her music features fluid harmonic layering, live instrumentation fused with digital production, and her unique multi-talented voice in an alto melodic tone.
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Bianca Pastel, Visual Artist
Representing: Chicago
Ultimate ItGirl Song: Anything by Whitney Houston
Favorite OG It Girl: Grace Jones
Zodiac Big Three: Taurus Sun, Leo Moon, Sagittarius Rising
Bianca Pastel's artistic portfolio includes fine art, illustrations, and animation, and she's worked with clients including Disney Pixar, and the NFL, to name a few. Her focus is "empowering the experience of being a Black child and dealing with mental health issues."
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Donyale Walton, Founder, Hoop Mobb
Representing: Detroit
Ultimate ItGirl Song: "Yeah I Said It" by Rihanna
Favorite OG It Girl: Aaliyah
Zodiac Big Three: Virgo Sun, Libra Moon, Capricorn Rising
Donyale Walton's brand Hoop Mobb, celebrates the Black and Brown fashion and cultural impact and presence of hoop earrings. It's grown to earn more than seven figures in annual revenue and a nationwide community of loyal consumers.
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Ticara Devone, Content Creator
Representing: Chicago
Ultimate ItGirl Song: "She's a Bitch" by Missy Elliott
Favorite OG It Girl: Ananda Lewis
The Zodiac Big Three: Libra Sun, Taurus Moon, Virgo Rising
A trusted sneaker enthusiast and content creator, Ticara Devone uses dynamic storytelling to hold space for others with a passion for sneakers. A published writer, she’s worked with brands including Nike and Footlocker and inspires us all by ensuring women are vocal and seen in the multi-billion dollar shoe space.
SOUTH
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AllyiahsFace, Content Creator
Representing: Atlanta
Ultimate ItGirl Song: "Go Off" Doja Cat
Favorite OG It Girl: Gabrielle Union and Halle Berry
Zodiac Big Three: Gemini Sun, Leo Moon, Scorpio Rising
AllyiahsFace's YouTube channel has more than 830,000 subscribers, and she's been hitting the ground running since 2015. Her content creation, which centers on beauty, fashion, and lifestyle, has led to a lucrative career and drawn a close-knit social and real-life community to view and be inspired.
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Jaycina, Executive Director, Tender
Representing: Atlanta
Ultimate ItGirl Song: "All I Got" by Amel Larrieux
Favorite OG It Girl:Tracee Ellis Ross
Zodiac Big Three: Leo Sun, Sagittarius Moon, Sagittarius Rising
Jaycina is a signed model with a nonprofit that works to provide support and community for single mothers in Atlanta. She's also appeared in campaigns for brands including Fenty and GAP as well as features in all your favorite magazines and on billboards across the country.
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Asha Christian, Founder, Coily App
Representing: Atlanta
Ultimate ItGirl Song: "It's My Life" by Mariah Carey
Favorite OG It Girl: Toni Childs (Girlfriends)
Zodiac Big Three: Sagittarius Sun, Leo Moon, Leo Rising
Asha Christian created Coily to provide beauty recommendations utilizing social data. It offers a more personalized, AI-driven experience for users and part of her mission is to provide solutions related to diversity and put the focus back on the consumer. Meshing tech and culture, Christian is innovating with options that exemplify the Black girl magic needed in tech.
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Featured image by FG Trade/Getty