Quantcast
RELATED
How To Rebuild Your Credit Score In 2019
Finance

How To Rebuild Your Credit Score In 2019


Our credit scores are one of those things that can be out of sight out of mind, and yet impact our entire lives. Whether we check our scores as much as we check our text messages or happily turn a blind eye, they are still impacted because of our spending habits and the way we view money. If you've been thinking about getting serious about money goals and getting your funds together, your credit score is a key place to start.

Now, I know that looking at it can be intimidating, and that's probably why it gets this out of sight out of mind reputation. But with these small and simple steps, you can help rebuild and improve your score to get it to where you truly want it to be.

7 Steps To Rebuild & Improve Your Credit Score

1.Knowledge Is Power

Getty Images

For starters, what is your credit score? While it's none of my business, it's certainly all of yours. Those little three (seemingly petty) numbers have the power to determine some of life's most major moments we hope to experience. But if it is worthy of a side eye, then that can definitely be a downer.

The first step in building or improving your credit is actually knowing your score. Sites like Credit Karma do an amazing job of not only giving you your score and entire credit report history as many times as you want it for free (without making your score go down), it also alerts you of any changes that are made. They allow you to learn more about your credit habits and why your score might not be as high as you like. While they offer tips for improvement, the most important factor is that you have to know what your score is to begin with. After that, you can get to work.

Feature image by Getty Images.

Related Articles:

The Budgetnista Tiffany Aliche Reveals How Her Credit Score Went From 547 To 800+ – Read More

I Cleared $35,000 Worth Of Debt While Making $12 An Hour – Read More

A 5-Step Guide To Getting Out Of Credit Card Debt – Read More

6 Things To Do With Your Tax Refund – Read More

Next Page
 

RELATED

 
ALSO ON XONECOLE
ItGirl-100-list-xoNecole

As they say, create the change you want to see in this world, besties. That’s why xoNecole linked up with Hyundai for the inaugural ItGirl 100 List, a celebration of 100 Genzennial women who aren’t afraid to pull up their own seats to the table. Across regions and industries, these women embody the essence of discovering self-value through purpose, honey! They're fierce, they’re ultra-creative, and we know they make their cities proud.

KEEP READING Show less
What-is-shallowing-penetration-technique

I think we all can agree that social media really is a double-edged sword. What I mean by that is there is just as much bad that can come out of it as good. At the end of the day, it really is about 1) having your own mind, 2) finding balance when it comes to how much time you spend online, and 3) doing your own research instead of taking random people’s opinions as the gospel (i.e., facts).

KEEP READING Show less
LATEST POSTS